- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
dickey1331 wrote:Ive had my Slate card since 2006 but they dont seem to want to upgrade it to anything. I already have the Freedom and dont want 2 of them. I cant cancel the Slate since its my oldest card.
How is your Slate utilization and payment history? A credit analyst at Chase told me that they look at how low you keep your utilization and how much you pay every month. I would think, for example, putting $2000 a month and paying 90% of the Slate off in the same time frame would get you approved for any of their cards. But that, of course, applies to applications for a whole new card rather than PC.
Cards and Credit lines Acquired:
Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).