Credit Card Forum
  1. #1
    Centurion Member
    Join Date
    Oct 2012
    Location
    Miami, Cuba
    Posts
    243

    Default US Bank Cash Plus doesn't report a credit limit?

    I just got an Equifax alert that states

    Comments on your account changed from Credit card , Amount in H/C column is credit limit to Amount in H/C column is credit limit
    and that the account number was changed when I upgraded to Cash+. Basically, all they did was remove the words "Credit card". Does this mean no credit limit is being reported? I hope this doesn't mess up my utilization.

    Active Cards
    American Express Blue Cash Preferred ($10K); American Express TrueEarnings ($15K); Barclaycard Sallie Mae ($10K); Capital One Quicksilver ($10K); Chase Amazon.com Rewards ($12K); Chase Freedom ($15K); Discover It ($6K); U.S. Bank Cash+ ($10K)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    1,581

    Default

    My cash + reports a credit limit.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Centurion Member MemberSince99's Avatar
    Join Date
    May 2012
    Location
    WI
    Posts
    3,679

    Default

    Mine did as well. Not sure why yours wouldn't.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. Centurion Member
    Join Date
    Dec 2010
    Location
    toms river nj
    Posts
    274

    Default

    mine does too
    Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
    Chase Freedom CL 7.5k member since 04
    Chase Marriot Rewards Premier CL 20k member since 13
    Chase Sapphire Preferred CL 25K member since 13
    Bank Americard Cash Rewards Signature Visa CL 14k member since 11
    Discover Cashback Bonus $10.5k member since 11
    US Bank Cash + Signature Visa 15k member since 12
    Citibank Thank You Preffered World Mastercard $16.5k member since 14
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Centurion Member
    Join Date
    May 2012
    Location
    Atlantic City, NJ
    Posts
    335

    Default

    Mine reports it to the CB's, but on the US Bank account summary page, it shows the credit limit as "------" with no limit even though I have one. By contrast my other US Bank card has the limit listed. I can only guess that its cause a Visa Sig has no preset spending limit even tho the cards do have limits that can be exceeded. My other Visa Signatures from other banks show a hard limit though on their respective sites.
    Now she's eyeless.
    The snakes she held once
    Eat up her hands.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #6
    Centurion Member
    Join Date
    Jan 2013
    Location
    United States
    Posts
    523

    Default

    The Cash + card is a Visa Signature by default. But the experience of most (including myself) is that is does report a CL.
    Cards:
    American Express Platinum (NPSL)
    Penfed Platinum Reward Visa ($28K)
    Chase Freedom MasterCard ($25K)
    Fidelity American Express ($20K)
    American Express Blue Cash Preferred ($20K)
    Bank of America Cash Rewards MasterCard ($20K)
    Citi Thank You Preferred Visa ($9.5K)
    Chase Sapphire Preferred ($7.5K)
    US Bank Cash + Visa Signature ($7K)
    Discover IT ($4K)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

Advertising Disclosure: CreditCardForum is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authorís alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.