Visa Signature vs. World MasterCard - which one do you recommend?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
6 posts
TheLethargicAge
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Visa Signature vs. World MasterCard - which one do you recommend?

Postby TheLethargicAge » Fri Mar 08, 2013 7:52 pm

Is there a big difference in benefits, or are they similar? Which one do you prefer?

American Express Blue Cash Preferred ($20K), Costco TrueEarnings ($8K)
Barclaycard Sallie Mae Rewards ($15K)
Capital One Quicksilver ($15K)
Chase AARP Rewards ($15K), Freedom ($15K)
Citi Double Cash ($15K)
Discover It ($11.5K)
FIA Card Services Fidelity Investment Rewards ($18K)


marzbarz
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Postby marzbarz » Fri Mar 08, 2013 8:51 pm

From what I've read more people seem to think Visa is better than MasterCard when it comes to this topic. I myself, havent looked closely enough of the two to make a side by side comparison.
AMEX Blue Cash: $23,500
CITI Doublecash (World MC): $6,600
CAPONE Quicksilver (VISA Signature): $12,500
CHASE Freedom (VISA Signature): $20,000
USAA Rewards (World MC): $13,500
USAA Rewards (VISA): $18,500

DavidNY
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Postby DavidNY » Fri Mar 08, 2013 8:54 pm

They're similar, but I prefer Visa Signature.


MaxPunishment
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Postby MaxPunishment » Wed Mar 13, 2013 4:06 pm

Both of these programs are basically clones of each other, wherein if one offers one benefit, the other will surely follow suit in order to maintain competitive. Basically go with whichever one is more accessible or convenient for you to obtain on each individual card, but if you already have one it's not worth the hassle to switch to the other imo.

That being said, I put the World Elite MC in its own class just because it has a nice look to it with the silver logo

UPS Gregg
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Postby UPS Gregg » Sat Mar 16, 2013 5:37 pm

I was recently upgraded to Visa Signature (without even inquiring about it) on my USAA card.
Current FICO: 805 (Equifax)

Current Cards:

*USAA Platinum MasterCard CL-$1,000.00
*USAA Signature Visa Card CL-$15,000.00
*USAA Rewards Amex CL-$15,000.00
*HSBC Best Buy Card CL-$3,300.00
*Amex Macy's CL-$8,000.00
*JPMorgan Chase Marriott Rewards Premier Visa Signature CL-$20,000.00

SuperKirby
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Postby SuperKirby » Tue Mar 19, 2013 2:50 pm

MaxPunishment wrote:That being said, I put the World Elite MC in its own class just because it has a nice look to it with the silver logo


Are you talking about the World Elite MC? Or the regular World MC? Two different types.

Also, for those who preferred the VISA Sig over the regular World MC, what were the difference that made you choose? I tried googling more answers, but so far all I can find is that the World MC can provide Collision waiver damage in Israel, and that the VISA Sig has better concierge...

Regular World: World MasterCard
World ELITE: World Elite MasterCard



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