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  1. #1
    jumbo
    jumbo is offline
    Centurion Member
    Join Date
    Sep 2011
    Location
    dallas
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    105

    Question Need advice on BofA Student VISA - about payment

    Hello,
    My minimum payment due date was February 23 for BofA Student Platinum VISA and somehow I forgot to pay the minimum amount by 2/23.
    I remembered today, and paid $100 to the card ($15 was minimum amount).

    Now I am afraid that there will be a late payment shown on my credit report.
    Any suggestions to avoid the late payment being recorded on my credit report. This is the first time I missed the payment.
    Any suggestions/info is appreciated.
    Thanks.
    BofA Student Platinum Plus VISA | Capital One Platinum MC | Discover More
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    Reply With Quote Reply With Quote     Feb 27, 13, 12:30 pm
  3. #2
    enhasa
    enhasa is offline
    Green Member
    Join Date
    Feb 2013
    Location
    los angeles, ca
    Posts
    2

    Default

    there will not be a late payment on your credit report because it is <30 days late. there will however be a late fee most likely.

    you can call bank of america to see if they are willing to waive it out of goodwill.
    chances are your APR will also increase to the highest rate.
    It will really depend on your banking history and relationship with them.
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    Reply With Quote Reply With Quote     Feb 28, 13, 3:32 am
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