Slate/Freedom conversion

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Twisted Innovator
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Slate/Freedom conversion

Postby Twisted Innovator » Sun Feb 10, 2013 9:56 pm

Emailed Chase through the secure message....they are going to convert my Slate to a Freedom :) I was reading around the forum that some people were able to do it and some people were not able to do it. Well, you are definitely able to do it :)


Gamma
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Postby Gamma » Sun Feb 10, 2013 10:27 pm

Grats on your new card. Freedom is a great card. Make sure to make your payments on time!

Twisted Innovator
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Postby Twisted Innovator » Mon Feb 11, 2013 9:54 am

Thanks. I just got done browsing the Ultimate Rewards website and WOW. I should of BEEN had a Freedom. Real happy I made the switch. I can definitely tell my Freedom card is going to be the main card I use.


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Calipso
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Postby Calipso » Mon Feb 11, 2013 2:46 pm

This is a YMMV subject OP. Just because you could do it, doesn't mean it applies to everybody.

Come June 2013, I'll be converting mine into a different product. The balance transfer promotion is the only reason to have this card.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

Twisted Innovator
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Postby Twisted Innovator » Mon Feb 11, 2013 4:04 pm

Ohh okay. Hey, what does YMMV and OP mean?

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Postby CC Deville » Mon Feb 11, 2013 4:37 pm

Twisted Innovator wrote:Ohh okay. Hey, what does YMMV and OP mean?


YMMV = Your Mileage May Vary (a way of saying what works for you (or others) may not work for others (you).

OP = Original Poster (in this case, you)

I too emailed Chase via secured messaging regarding the absysmal APR (14.9%) on my no-rewards Slate card. I pointed out that since the card has no rewards, that the APR should be lower (not that I pay interest, I was just bored). They offered to upgrade the card to a Freedom even though I already have a Freedom. I didn't bite at the time. I wonder if a Slate can be product changed to a Sapphire?

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Calipso
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Postby Calipso » Mon Feb 11, 2013 5:42 pm

CC Deville wrote:YMMV = Your Mileage May Vary (a way of saying what works for you (or others) may not work for others (you).

OP = Original Poster (in this case, you)

I too emailed Chase via secured messaging regarding the absysmal APR (14.9%) on my no-rewards Slate card. I pointed out that since the card has no rewards, that the APR should be lower (not that I pay interest, I was just bored). They offered to upgrade the card to a Freedom even though I already have a Freedom. I didn't bite at the time. I wonder if a Slate can be product changed to a Sapphire?


I remember reading some random sites (I think MyFico forums was one place) where people said you can product change into a regular Sapphire. Not too many cards interest me from Chase right now due to no bonuses. I may product change the card into a Freedom Mastercard due to having a Visa.

Living in the US, both are accepted pretty much everywhere......but having two Freedom cards would mean having two cards for bonuses per quarter?
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500


CC Deville
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Postby CC Deville » Mon Feb 11, 2013 7:00 pm

Calipso wrote:I remember reading some random sites (I think MyFico forums was one place) where people said you can product change into a regular Sapphire. Not too many cards interest me from Chase right now due to no bonuses. I may product change the card into a Freedom Mastercard due to having a Visa.

Living in the US, both are accepted pretty much everywhere......but having two Freedom cards would mean having two cards for bonuses per quarter?


Yeah, after I posted that I went looking in the Web and found that they will allow a PC from Slate to Sapphire. I may do that when Chase finally gets around to adding an EMV chip to Sapphire. Slate is completely worthless otherwise. Yeah, if you have two Freedoms both are eligible for the extra 5 percent catagories (when you sign up each quarter they even ask if you need to sign up another Freedom). I don't really see any need to have two Freedoms...My Slate is a MasterCard and it is going to be 12 this year. My Freedom just turned 2 and is a Visa Signature. So I should probably just PC my Slate to Freedom and close the Visa as I have way too many cards.

I noticed you have quite a few Chase cards. Were they all Chase or were some of them WaMu cards before?

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Postby Sevenfeet » Mon Feb 11, 2013 9:52 pm

CC Deville wrote:Yeah, after I posted that I went looking in the Web and found that they will allow a PC from Slate to Sapphire. I may do that when Chase finally gets around to adding an EMV chip to Sapphire. Slate is completely worthless otherwise. Yeah, if you have two Freedoms both are eligible for the extra 5 percent catagories (when you sign up each quarter they even ask if you need to sign up another Freedom). I don't really see any need to have two Freedoms...My Slate is a MasterCard and it is going to be 12 this year. My Freedom just turned 2 and is a Visa Signature. So I should probably just PC my Slate to Freedom and close the Visa as I have way too many cards.

I noticed you have quite a few Chase cards. Were they all Chase or were some of them WaMu cards before?


Slate is hardly worthless if you need a basic card or need a 0% balance transfer card.
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

Rory
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Postby Rory » Mon Feb 11, 2013 10:13 pm

Calipso wrote:This is a YMMV subject OP. Just because you could do it, doesn't mean it applies to everybody.

Come June 2013, I'll be converting mine into a different product. The balance transfer promotion is the only reason to have this card.


why is the balance transfer promotion a plus for you? im surprised someone with 90k limits would need to carry a balance at all
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend ;)
Its not about the ending, its about the journey,
just as long as the ending is just as good :cool:



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