Amazon.com

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
8 posts
RewardHop
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Location: USA

Amazon.com

Postby RewardHop » Fri Feb 01, 2013 8:33 pm

Anyone here have the Amazon.com Visa from Chase? Whats your CL on the card and CS?

I have a $2200 CL on it and I requested a Visa Sig and CLI since you need to be $5000+ CLI for a Visa sig. I was denied despite having a good income, several cards with $7k to 12k CLs, and a 739 FICO (myFico).

They said they would send me a letter indicating why I was denied the CLI but its been over 2 weeks and still nothing in the mail. Very disappointed considering this is my oldest and first CC.
[size=60]
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]


CoolBradG
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Location: Michigan, USA

Postby CoolBradG » Fri Feb 01, 2013 9:25 pm

I got mine back in May and they gave me only 1k as my credit line.

The only reasons they would probably deny you is due to a large number of inquiries on your report or high balances on your other cards?
Credit Lines
Discover IT (June 2010, 1.5k)
Chase Freedom (Sept 2011, 2k)
Dell Finance (April 2012, 2k)
Chase Amazon (May 2012, 1k)
American Eagle (Aug 2012, 4k)
Kohl's (Sept 2012, 600)

RewardHop
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Postby RewardHop » Fri Feb 01, 2013 11:11 pm

CoolBradG wrote:The only reasons they would probably deny you is due to a large number of inquiries on your report or high balances on your other cards?


Nope, I have 2 inqs and < 5% total util and no more than 15% util on any card.
[size=60]

Amex BCE: 3% grocery, 2% gas

Bank of America Better Balance Rewards MC: $25/quarter bonus

Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities

Capital One Quicksilver Visa Signature: 1.5% everything

Chase Freedom Visa Signature: 5% rotating

Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com

Discover It: 5% rotating

SallieMae MC: 5% Groceries, Gas, Amazon

US Bank Cash+ Visa Signature: 5% electronic stores, restaurants

Sock Drawered: Chase Sapphire, Chase Amazon[/size]


CC Deville
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Location: Phoenix

Postby CC Deville » Sat Feb 02, 2013 11:25 am

I see that you have a Chase Freedom Visa Signature. What is it's credit line? Banks now have to formulate your ability to repay and usually have active credit line management (total of all credit lines across several accounts = total credit line from the bank). It could be that between the Amazon and Freedom, you have the maximum credit credit that they can issue to you.

RewardHop
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Postby RewardHop » Sat Feb 02, 2013 2:12 pm

CC Deville wrote:I see that you have a Chase Freedom Visa Signature. What is it's credit line? Banks now have to formulate your ability to repay and usually have active credit line management (total of all credit lines across several accounts = total credit line from the bank). It could be that between the Amazon and Freedom, you have the maximum credit credit that they can issue to you.


9k CL on that card.

I actually only started with a 4k CL on the Freedom. Then I got a Southwest Visa; I cancelled it 11 months later (wasn't flying SWA anymore) and I asked if I can transfer the CL to the Freedom and they offerred to transfer about half (5k) over to the Freedom.
[size=60]

Amex BCE: 3% grocery, 2% gas

Bank of America Better Balance Rewards MC: $25/quarter bonus

Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities

Capital One Quicksilver Visa Signature: 1.5% everything

Chase Freedom Visa Signature: 5% rotating

Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com

Discover It: 5% rotating

SallieMae MC: 5% Groceries, Gas, Amazon

US Bank Cash+ Visa Signature: 5% electronic stores, restaurants

Sock Drawered: Chase Sapphire, Chase Amazon[/size]

Charger2
 
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Location: Maryland, USA

Postby Charger2 » Mon Feb 04, 2013 8:41 am

I've had the Amazon.com Chase since 2009. My current CL is 15.2K and CS is 772 (myFICO)

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Calipso
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Postby Calipso » Mon Feb 11, 2013 2:54 pm

What are your balances OP? You mentioned credit lines, but not your current balances.

Chase is very CLI stingy in my encounters. I don't bother trying to get a CLI with them because it's not worth the hassle. It's 110% easier to just get a new card.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500


RewardHop
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Posts: 307
Joined: Wed Jan 02, 2013 3:43 pm
Location: USA

Postby RewardHop » Mon Feb 11, 2013 6:04 pm

Calipso wrote:What are your balances OP? You mentioned credit lines, but not your current balances.


At that time, I had maybe $50 or 100 balance on the Amazon card and like $400 on the Freedom. I pay in full everytime though.
[size=60]

Amex BCE: 3% grocery, 2% gas

Bank of America Better Balance Rewards MC: $25/quarter bonus

Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities

Capital One Quicksilver Visa Signature: 1.5% everything

Chase Freedom Visa Signature: 5% rotating

Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com

Discover It: 5% rotating

SallieMae MC: 5% Groceries, Gas, Amazon

US Bank Cash+ Visa Signature: 5% electronic stores, restaurants

Sock Drawered: Chase Sapphire, Chase Amazon[/size]



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