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  1. #1
    beef.stu
    beef.stu is offline
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    Default Chase Freedom Mastercard application?

    When I look at the applications for the Freedom from both the Mastercard and VISA websites, the applications that they take me to look exactly the same.

    I want the Freedom Mastercard version of the card, but I worried that even if i follow the link from the mastercard website that I might end up with a visa. How did those of you that have the mastercard version of the freedom end up with it?

    Admin Reply: Why go for the MasterCard version when the Visa version offers better benefits?

    Your credit report doesn't specify the types of cards you have. All it says is the bank's name (i.e. "Chase Bank Card") along with your credit limit, monthly balance, and whether or not you paid on time.

    Therefore there's no point in getting the inferior MasterCard version. I suggest the 2013 sponsored offer for the Freedom Visa which is better:

    Amex BCE - $4,100 (10/12)
    Chase Freedom MC - $2,200 (2/13)
    WF Visa Platinum - $2,400 (2/10)

    Sock drawer:
    GE Bank Chevron - $600 (5/10)
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    Reply With Quote Reply With Quote     Jan 31, 13, 8:16 pm
  3. #2
    trumpet-205
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    You will definitely get MC version of Freedom if you apply directly from MC website. I got MC Sapphire that way.

    My Freedom started out as Visa (applied from Chase directly). A simple message and it was converted to MC Freedom.

    Word of advice: Visa offers more benefit than MC (both Platium level and NPSL level).
    In My Wallet:
    Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
    GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
    Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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    Reply With Quote Reply With Quote     Jan 31, 13, 11:30 pm
  4. #3
    Malt
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    I applied for mine from the mastercard site. I had a couple of monthly bills that didnt accept VISA, so I got the mastercard version with the eventual goal of getting the CSP in VISA form so I can have one of each to use chases awesome rewards program.
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    Reply With Quote Reply With Quote     Feb 1, 13, 7:34 am
  5. #4
    Sevenfeet
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    My wife and I have the Chase Freedom Mastercard, which I think is kind of rare around this board since most people get the Visa and it's talked about often in the CCF blog. In my case, the reason it's a Mastercard at all is because my wife's original Chase Slate began its life as a Mastercard before we got married. We only asked to have it upgraded to a Freedom last month, and it remained a Mastercard (as anticipated). There don't seem to be any difference in features between the two outside that some retailers with marketing arrangements with either Mastercard or Visa will refuse the accept the competing card. It's still pretty rare, but every now and then you have a situation where you truly need a Mastercard or Visa specifically versus either.
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    Reply With Quote Reply With Quote     Feb 1, 13, 8:42 am
  6. #5
    beef.stu
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    awesome. thanks for the link and input

    edit: awesome, instant approval! I was not expecting that.

    Amex BCE - $4,100 (10/12)
    Chase Freedom MC - $2,200 (2/13)
    WF Visa Platinum - $2,400 (2/10)

    Sock drawer:
    GE Bank Chevron - $600 (5/10)
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    Reply With Quote Reply With Quote     Feb 1, 13, 2:29 pm
  7. #6
    RewardHop
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    If I currently have the Freedom Visa, can I still get the Mastercard version? If yes, is the $1500 spending limit per quarter on 5% categories separate between the two cards?

    I'm just curious, not really looking to get it.

    Amex BCE: 3% grocery, 2% gas
    Chase Freedom Visa Signature: 10+10, rotating 5%
    Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
    US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
    Chase Amazon Visa: 3% amazon.com (unused)
    Barclays NFL Reward Visa Signature (unused)
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    Reply With Quote Reply With Quote     Feb 1, 13, 6:27 pm
  8. #7
    CoolBradG
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    I always wondered about this myself. I'm looking to add a MC to my card mix and I've heard its possible to have both versions of the Freedom.
    Credit Lines
    Discover IT (June 2010, 1.5k)
    Chase Freedom (Sept 2011, 2k)
    Dell Finance (April 2012, 2k)
    Chase Amazon (May 2012, 1k)
    American Eagle (Aug 2012, 4k)
    Kohl's (Sept 2012, 600)
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    Reply With Quote Reply With Quote     Feb 1, 13, 7:29 pm
  9. #8
    trumpet-205
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    No you cannot have both. You have to pick one.
    In My Wallet:
    Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
    GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
    Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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    Reply With Quote Reply With Quote     Feb 2, 13, 3:23 pm
  10. #9
    CoolBradG
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    Quote Originally Posted by trumpet-205 View Post
    No you cannot have both. You have to pick one.
    How do you know? I've seen posts by people on MyFico who say they've been able to get both versions.
    Credit Lines
    Discover IT (June 2010, 1.5k)
    Chase Freedom (Sept 2011, 2k)
    Dell Finance (April 2012, 2k)
    Chase Amazon (May 2012, 1k)
    American Eagle (Aug 2012, 4k)
    Kohl's (Sept 2012, 600)
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    Reply With Quote Reply With Quote     Feb 3, 13, 7:04 am
  11. #10
    trumpet-205
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    What post? Citi is the only one that allows you to hold multiple of the same product, and that is achieved by browser trick (applying two cards at split second).

    In My Wallet:
    Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
    GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
    Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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    Reply With Quote Reply With Quote     Feb 4, 13, 6:57 pm
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