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  1. #1
    Gold Member
    Join Date
    Jan 2013
    Location
    Alamogordo, NM
    Posts
    30

    Default Freedom/CL approval

    Some people want to get approved for a Freedom. Why not get approved for a Freedom with a nice credit line Personally, I don't see the point in getting approved for a Freedom...if they only going to give me a 500-2000 credit line. It's going to be used as my main card, so I would need at least 5000 or them matching my other high limit credit card. This is the card I'm looking at getting, but don't want to apply and get a low credit limit, then be forced to ask for a CLI and get another hard pull. When you call to apply for a Freedom, does Chase ask what limit you want....or do they tell you what limit you're approved for based off your credit report? Also, I'm hearing a lot about people calling their recon number. Can I bypass the normal Chase 1-800 number for the Freedom card and go straight to the recon number (the source).....or do I have to see if Chase denies me first? I'm hearing the recon number works with you better. So, I would rather speak to them directly when applying for the card. No middle man. Like when buying a car, you want to speak with the fleet manager...instead of the car salesman.
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  2. #2
    Centurion Member
    Join Date
    Sep 2012
    Location
    chicago
    Posts
    312

    Default

    Im in the same boat as your are. I want the card but for it to be usefull to me is has to match or excede my Forward's 4k limit. I dont have any input on your question though seeing as I dont have a Chase card. Sorry.
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  3. #3
    Centurion Member Calipso's Avatar
    Join Date
    Oct 2012
    Location
    Boston
    Posts
    196

    Default

    I would go straight to recon. I never call the 1-800 number on the card. They are always useless.

    Go to the recon and speak with a CSR. They may be able to forward you to the credit writers who can give you a bigger line. I've done so with Chase and Amex in the past.
    My Limits:
    NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
    Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
    Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
    AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
    Discover IT: $7,700
    Barclay's NFL Extra Points (Carolina Panthers): $5,000
    DCU Platinum: $3,000
    RTN FCU CC: $2,000
    CCCU Platinum Rewards Visa: $2,000

    Current total limit: $129,500
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  4. Platinum Member
    Join Date
    Jan 2013
    Location
    NYC
    Posts
    56

    Default

    My GF applied for Freedom at a Chase branch and they tell you the limit upon approval.
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  5. #5
    Platinum Member sicasun's Avatar
    Join Date
    Jan 2013
    Location
    TX, USA
    Posts
    51

    Default

    I was pre-approved for the Chase Freedom, applied today with a 20k annual income (college student) and I got a 5k limit. My friend has the Freedom as well with 5k CL. I don't think it would be too difficult..
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