Freedom/CL approval

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Twisted Innovator
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Freedom/CL approval

Postby Twisted Innovator » Mon Jan 21, 2013 10:25 pm

Some people want to get approved for a Freedom. Why not get approved for a Freedom with a nice credit line :) Personally, I don't see the point in getting approved for a Freedom...if they only going to give me a 500-2000 credit line. It's going to be used as my main card, so I would need at least 5000 or them matching my other high limit credit card. This is the card I'm looking at getting, but don't want to apply and get a low credit limit, then be forced to ask for a CLI and get another hard pull. When you call to apply for a Freedom, does Chase ask what limit you want....or do they tell you what limit you're approved for based off your credit report? Also, I'm hearing a lot about people calling their recon number. Can I bypass the normal Chase 1-800 number for the Freedom card and go straight to the recon number (the source).....or do I have to see if Chase denies me first? I'm hearing the recon number works with you better. So, I would rather speak to them directly when applying for the card. No middle man. Like when buying a car, you want to speak with the fleet manager...instead of the car salesman.


paparoach429
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Postby paparoach429 » Tue Jan 22, 2013 1:58 am

Im in the same boat as your are. I want the card but for it to be usefull to me is has to match or excede my Forward's 4k limit. I dont have any input on your question though seeing as I dont have a Chase card. Sorry.

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Calipso
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Postby Calipso » Tue Jan 22, 2013 3:30 pm

I would go straight to recon. I never call the 1-800 number on the card. They are always useless.

Go to the recon and speak with a CSR. They may be able to forward you to the credit writers who can give you a bigger line. I've done so with Chase and Amex in the past.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500


Fartanywherecard
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Postby Fartanywherecard » Thu Jan 24, 2013 9:33 am

My GF applied for Freedom at a Chase branch and they tell you the limit upon approval.

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sicasun
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Postby sicasun » Tue Jan 29, 2013 12:24 am

I was pre-approved for the Chase Freedom, applied today with a 20k annual income (college student) and I got a 5k limit. My friend has the Freedom as well with 5k CL. I don't think it would be too difficult..

Chase Sapphire Preferred | 09/2014 | $10,300
Chase Sapphire | 05/2010 | $5,000
Chase Freedom | 01/2013 | $5,500
CapitalOne Quicksilver | 01/2013 | $2,500
American Express TrueEarnings | 08/2014 | $5,500
Victoria's Secret Angel Card | 04/2011 | $600

FICO | 09/2014 | Experian 738 | Equifax 706 | TransUnion 701



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