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  1. #1
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    Default Instant approval for Chase Freedom w/ thin credit file

    Hey guys, i dont know what got into me today, i researched for my 3rd card and applied.
    Details about my credit history.

    THIS IS WHAT MADE MY DAY
    instant approval on Chase Freedom
    Details about my credit history..

    1 year capital one platinum with $750 limit- Never late, i pay full each month and utilization 30-60%

    3 months American Express Green Card- Never late, i pay full each month, spending pattern $200-600

    and now as of today chase freedom. I dont have any other credit history.

    Equifax fico score 719

    Heres my other thread that i started couple months ago how i got approved for Amex green card
    Have only 1 card for 8 months, will I qualify for an Amex?
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  2. #2
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    Very cool. Congrats.
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  3. #3
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    Quote Originally Posted by DavidNY View Post
    Very cool. Congrats.
    thank you!
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  4. Centurion Member Calipso's Avatar
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    Congrats.

    Don't forget to reach the $500 spend for the $100 bonus. Sometimes people forget about it after getting the card.
    My Limits:
    NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
    Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/Chase Freedom: $4,500/
    /Southwest Primier: $3,000/Southwest Plus: $2,000
    Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
    AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
    Discover IT: $7,700
    Barclay's NFL Extra Points (Carolina Panthers): $5,000
    DCU Platinum: $3,000
    RTN FCU CC: $2,000
    CCCU Platinum Rewards Visa: $2,000

    Current total limit: $124,500
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  5. #5
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    Quote Originally Posted by Calipso View Post
    Congrats.

    Don't forget to reach the $500 spend for the $100 bonus. Sometimes people forget about it after getting the card.
    thank you! definitely will!
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  6. #6
    Centurion Member MemberSince99's Avatar
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    +1 Congrats!
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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  7. #7
    Gold Member nomnomnom's Avatar
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    +2 Congrats! Great card
    Equifax: 753, Transunion: 742, Experian: 740
    Discover It 10,000
    USAA Total Rewards Visa 16,000
    AmEx HH 16,300 | AmEx BCP 2,000
    Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
    PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
    CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
    OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
    Amazon Store Card 400
    Total Credit Line: $91,200 -- Last Updated: July 28th, 2013
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  8. Gold Member
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    Thank you guys!
    Guess what! just called chase to check on my application status for credit limit and its $3000 WOW! im really happy for myself, and the progress that ive made

    If anyone want the number to check via automated info here it is 1-800-436-7927
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  9. #9
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    update: Checked my Transunion and Equifax report and chase did not inquire from them, only from experian vantage 1 hard inquiry

    Scores: Transunion 695, Equifax 719, Experian (plus score) 726.

    My question is how to convert the experian score so i can get one score from the 3. Or should i just add all 3 and divide by 3?
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  10. #10
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    received the card today, gotta tell you its a nice looking card!
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