Credit Card Forum
+ Reply to Thread
Page 1 of 2 1 2 LastLast
 
  1. #1
    Gold Member
    Join Date
    Oct 2012
    Location
    California
    Posts
    36

    Default Instant approval for Chase Freedom w/ thin credit file

    Hey guys, i dont know what got into me today, i researched for my 3rd card and applied.
    Details about my credit history.

    THIS IS WHAT MADE MY DAY
    instant approval on Chase Freedom
    Details about my credit history..

    1 year capital one platinum with $750 limit- Never late, i pay full each month and utilization 30-60%

    3 months American Express Green Card- Never late, i pay full each month, spending pattern $200-600

    and now as of today chase freedom. I dont have any other credit history.

    Equifax fico score 719

    Heres my other thread that i started couple months ago how i got approved for Amex green card
    Have only 1 card for 8 months, will I qualify for an Amex?

    Note by mod: Here is the application link for CreditCardForum's sponsored Chase Freedom promo.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Centurion Member DavidNY's Avatar
    Join Date
    Jul 2011
    Location
    New York
    Posts
    1,341

    Default

    Very cool. Congrats.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Gold Member
    Join Date
    Oct 2012
    Location
    California
    Posts
    36

    Default

    Quote Originally Posted by DavidNY View Post
    Very cool. Congrats.
    thank you!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. Centurion Member Calipso's Avatar
    Join Date
    Oct 2012
    Location
    Boston
    Posts
    196

    Default

    Congrats.

    Don't forget to reach the $500 spend for the $100 bonus. Sometimes people forget about it after getting the card.
    My Limits:
    NFCU NavCheck: $15,000/NFCU Platinum: $10,000/NFCU nRewards: $8,000
    Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/Chase Freedom: $4,500/
    /Southwest: $3,000
    Citi Hilton HHonors: $8,300/Citi Simplicity: $6,800/Citi Forward: $4,100
    AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Hilton HHonors: $3,400/AMEX Delta Skymiles Gold: $2,000
    Discover IT: $7,700
    Barclay's NFL Extra Points (Carolina Panthers): $5,000
    DCU Platinum: $3,000
    RTN FCU CC: $2,000
    CCCU Platinum Rewards Visa: $2,000

    Current total limit: $113,800
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Gold Member
    Join Date
    Oct 2012
    Location
    California
    Posts
    36

    Default

    Quote Originally Posted by Calipso View Post
    Congrats.

    Don't forget to reach the $500 spend for the $100 bonus. Sometimes people forget about it after getting the card.
    thank you! definitely will!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #6
    Centurion Member MemberSince99's Avatar
    Join Date
    May 2012
    Location
    WI
    Posts
    3,722

    Default

    +1 Congrats!
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 February 21 2014
    Discover 798 April 15 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  7. #7
    Gold Member nomnomnom's Avatar
    Join Date
    Jan 2013
    Location
    Portland, OR
    Posts
    26

    Default

    +2 Congrats! Great card
    Equifax: 753, Transunion: 742, Experian: 740
    Discover It 10,000
    USAA Total Rewards Visa 16,000
    AmEx HH 16,300 | AmEx BCP 2,000
    Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
    PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
    CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
    OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
    Amazon Store Card 400
    Total Credit Line: $91,200 -- Last Updated: July 28th, 2013
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  8. Gold Member
    Join Date
    Oct 2012
    Location
    California
    Posts
    36

    Default

    Thank you guys!
    Guess what! just called chase to check on my application status for credit limit and its $3000 WOW! im really happy for myself, and the progress that ive made

    If anyone want the number to check via automated info here it is 1-800-436-7927
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  9. #9
    Gold Member
    Join Date
    Oct 2012
    Location
    California
    Posts
    36

    Default

    update: Checked my Transunion and Equifax report and chase did not inquire from them, only from experian vantage 1 hard inquiry

    Scores: Transunion 695, Equifax 719, Experian (plus score) 726.

    My question is how to convert the experian score so i can get one score from the 3. Or should i just add all 3 and divide by 3?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  10. #10
    Gold Member
    Join Date
    Oct 2012
    Location
    California
    Posts
    36

    Default

    received the card today, gotta tell you its a nice looking card!

    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

Advertising Disclosure: CreditCardForum is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authorís alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.