Instant approval for Chase Freedom w/ thin credit file

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
11 posts
0_to_60
Gold Member
Gold Member
 
Posts: 36
Joined: Mon Oct 08, 2012 11:44 am
Location: California

Instant approval for Chase Freedom w/ thin credit file

Postby 0_to_60 » Wed Jan 16, 2013 6:16 pm

Hey guys, i dont know what got into me today, i researched for my 3rd card and applied.
Details about my credit history.

THIS IS WHAT MADE MY DAY :)
[IMGA=instant approval on Chase Freedom]http://creditcardforum.com/images/useruploaded/chase-freedom-instant-approval.png[/IMGA]
Details about my credit history..

1 year capital one platinum with $750 limit- Never late, i pay full each month and utilization 30-60%

3 months American Express Green Card- Never late, i pay full each month, spending pattern $200-600

and now as of today chase freedom. I dont have any other credit history.

Equifax fico score 719

Heres my other thread that i started couple months ago how i got approved for Amex green card
http://creditcardforum.com/american-express/5583-have-only-1-card-8-months-will-i-qualify-amex.html


DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Wed Jan 16, 2013 6:17 pm

Very cool. Congrats.

0_to_60
Gold Member
Gold Member
 
Posts: 36
Joined: Mon Oct 08, 2012 11:44 am
Location: California

Postby 0_to_60 » Wed Jan 16, 2013 6:20 pm

DavidNY wrote:Very cool. Congrats.


thank you!


User avatar
Calipso
Centurion Member
Centurion Member
 
Posts: 195
Joined: Mon Oct 29, 2012 2:50 pm
Location: Boston

Postby Calipso » Wed Jan 16, 2013 6:27 pm

Congrats.

Don't forget to reach the $500 spend for the $100 bonus. Sometimes people forget about it after getting the card.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

0_to_60
Gold Member
Gold Member
 
Posts: 36
Joined: Mon Oct 08, 2012 11:44 am
Location: California

Postby 0_to_60 » Wed Jan 16, 2013 7:20 pm

Calipso wrote:Congrats.

Don't forget to reach the $500 spend for the $100 bonus. Sometimes people forget about it after getting the card.


thank you! definitely will!

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4534
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Wed Jan 16, 2013 8:02 pm

+1 Congrats!

User avatar
nomnomnom
Gold Member
Gold Member
 
Posts: 26
Joined: Sun Jan 13, 2013 3:00 pm
Location: Portland, OR

Postby nomnomnom » Thu Jan 17, 2013 7:08 pm

+2 Congrats! Great card :)
[CENTER][font=Arial][size=60]Equifax: 753, Transunion: 742, Experian: 740
Discover It 10,000
USAA Total Rewards Visa 16,000
AmEx HH 16,300 | AmEx BCP 2,000
Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
Amazon Store Card 400
Total Credit Line: $91,200 -- Last Updated: July 28th, 2013[/size][/font][/CENTER]


0_to_60
Gold Member
Gold Member
 
Posts: 36
Joined: Mon Oct 08, 2012 11:44 am
Location: California

Postby 0_to_60 » Thu Jan 17, 2013 9:27 pm

Thank you guys!
Guess what! just called chase to check on my application status for credit limit and its $3000 WOW! im really happy for myself, and the progress that ive made

If anyone want the number to check via automated info here it is 1-800-436-7927

0_to_60
Gold Member
Gold Member
 
Posts: 36
Joined: Mon Oct 08, 2012 11:44 am
Location: California

Postby 0_to_60 » Fri Jan 18, 2013 1:38 am

update: Checked my Transunion and Equifax report and chase did not inquire from them, only from experian vantage 1 hard inquiry

Scores: Transunion 695, Equifax 719, Experian (plus score) 726.

My question is how to convert the experian score so i can get one score from the 3. Or should i just add all 3 and divide by 3?

0_to_60
Gold Member
Gold Member
 
Posts: 36
Joined: Mon Oct 08, 2012 11:44 am
Location: California

Postby 0_to_60 » Thu Jan 24, 2013 11:46 pm

received the card today, gotta tell you its a nice looking card!



Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 0 guests
†Advertiser Disclosure
The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CreditCardForum.com does not include all credit card offers that might be available to consumers in the marketplace.