Instant approval for Chase Freedom w/ thin credit file

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0_to_60
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Instant approval for Chase Freedom w/ thin credit file

Postby 0_to_60 » Wed Jan 16, 2013 6:16 pm

Hey guys, i dont know what got into me today, i researched for my 3rd card and applied.
Details about my credit history.

THIS IS WHAT MADE MY DAY :)
[IMGA=instant approval on Chase Freedom]http://creditcardforum.com/images/useruploaded/chase-freedom-instant-approval.png[/IMGA]
Details about my credit history..

1 year capital one platinum with $750 limit- Never late, i pay full each month and utilization 30-60%

3 months American Express Green Card- Never late, i pay full each month, spending pattern $200-600

and now as of today chase freedom. I dont have any other credit history.

Equifax fico score 719

Heres my other thread that i started couple months ago how i got approved for Amex green card
http://creditcardforum.com/american-express/5583-have-only-1-card-8-months-will-i-qualify-amex.html


DavidNY
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Postby DavidNY » Wed Jan 16, 2013 6:17 pm

Very cool. Congrats.

0_to_60
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Postby 0_to_60 » Wed Jan 16, 2013 6:20 pm

DavidNY wrote:Very cool. Congrats.


thank you!


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Calipso
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Postby Calipso » Wed Jan 16, 2013 6:27 pm

Congrats.

Don't forget to reach the $500 spend for the $100 bonus. Sometimes people forget about it after getting the card.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

0_to_60
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Postby 0_to_60 » Wed Jan 16, 2013 7:20 pm

Calipso wrote:Congrats.

Don't forget to reach the $500 spend for the $100 bonus. Sometimes people forget about it after getting the card.


thank you! definitely will!

MemberSince99
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Postby MemberSince99 » Wed Jan 16, 2013 8:02 pm

+1 Congrats!

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nomnomnom
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Postby nomnomnom » Thu Jan 17, 2013 7:08 pm

+2 Congrats! Great card :)
[CENTER][font=Arial][size=60]Equifax: 753, Transunion: 742, Experian: 740
Discover It 10,000
USAA Total Rewards Visa 16,000
AmEx HH 16,300 | AmEx BCP 2,000
Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
Amazon Store Card 400
Total Credit Line: $91,200 -- Last Updated: July 28th, 2013[/size][/font][/CENTER]


0_to_60
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Postby 0_to_60 » Thu Jan 17, 2013 9:27 pm

Thank you guys!
Guess what! just called chase to check on my application status for credit limit and its $3000 WOW! im really happy for myself, and the progress that ive made

If anyone want the number to check via automated info here it is 1-800-436-7927

0_to_60
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Postby 0_to_60 » Fri Jan 18, 2013 1:38 am

update: Checked my Transunion and Equifax report and chase did not inquire from them, only from experian vantage 1 hard inquiry

Scores: Transunion 695, Equifax 719, Experian (plus score) 726.

My question is how to convert the experian score so i can get one score from the 3. Or should i just add all 3 and divide by 3?

0_to_60
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Postby 0_to_60 » Thu Jan 24, 2013 11:46 pm

received the card today, gotta tell you its a nice looking card!



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