So, I just applied for a PenFed membership with the full intention of applying for the Platinum Rewards Card.
After I set up my account and established my pin, the CSR asked if I was interested in any of their banking products such as a credit card or auto loan. I asked if it was frowned upon especially wi me being a member all of 15 seconds. She kindly replied, "no".
So, I went through the application process and she came back with " the application has to be sent to a loan officer for approval" I was a little worried but its better than a flat out denial. She said the department was backed-up and to check back in 24-48 hours.
I created my on-line account and checked the status of my application and I have a proposed credit limit of $1,500. Fingers crossed I get good news in the days to come.
From members personal experiences, does this card grow with you? I am a little confused by the initial CL.