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  1. #1
    Platinum Member
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    Default Getting a Sapphire

    Hey there! I'm an eighteen year old. I own my own business, am on my way to college, and decided to stop using my debit card, since I don't want cash taken from me.

    Have had an American Express Zync card for a couple of months now, applied for a Chase Sapphire, and was approved! Card should arrive in the next couple of days.

    Anything I should know about it? Is it metal?
    \\Eighteen year old looking to maximize credit, for myself and others.

    American Express Zync
    American Express Delta Reserve
    Chase Sapphire Preferred
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  2. #2
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    Default

    The Chase Sapphire Preferred card is metal, that I know. Is your business successful money wise? I'm 22 and just started my own business.
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  3. #3
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    Default

    Yes, business is successful. I have had it for eight years, however. But thanks for asking.

    I found out I have a $5,000 credit limit, and they have expedited the card's limit. The customer service was exceptional, although a single call is not exactly a good sample size.
    \\Eighteen year old looking to maximize credit, for myself and others.

    American Express Zync
    American Express Delta Reserve
    Chase Sapphire Preferred
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  4. Centurion Member
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    Default

    Quote Originally Posted by jriley View Post
    Yes, business is successful. I have had it for eight years, however. But thanks for asking.
    What type of business is it?

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($7.5k Limit - 8/2012)
    Chase Sapphire Preferred ($5k Limit - 2/2013)
    Chase Ink Plus ($12k Limit - 2/2013)
    Discover IT ($5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($12k Limit - 1/2013 - Backdate to 1/2010)
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  5. #5
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    Quote Originally Posted by kcarter609 View Post
    What type of business is it?
    I believe it's his website in his signature. Not a bad interface, Mr. Riley. Do you produce your own content or aggregate?
    - Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -
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  6. #6
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    Default

    It's all our own content.

    My Credit Offers is my newest business. In fact, I need some writers! I live in a sheltered world of AmEx, and don't know much about secured and student credit cards.

    But it's one of a couple of my businesses.
    \\Eighteen year old looking to maximize credit, for myself and others.

    American Express Zync
    American Express Delta Reserve
    Chase Sapphire Preferred
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  7. #7
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    By the way, wrote a review. Let me know if you have any suggestions/comments.
    \\Eighteen year old looking to maximize credit, for myself and others.

    American Express Zync
    American Express Delta Reserve
    Chase Sapphire Preferred
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  8. Centurion Member
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    Quote Originally Posted by jriley View Post
    By the way, wrote a review. Let me know if you have any suggestions/comments.
    I'm not one to go about doing people's work for them, but the facts you have in there are just plain wrong.
    - Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -
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  9. #9
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    Which facts were wrong?
    \\Eighteen year old looking to maximize credit, for myself and others.

    American Express Zync
    American Express Delta Reserve
    Chase Sapphire Preferred
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  10. #10
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    Default

    Quote Originally Posted by jriley View Post
    Which facts were wrong?
    It appears you have a lot of facts on the Chase Sapphire PREFERRED instead of the regular Sapphire. For example:

    Chase Sapphire is plastic, not metal (CSP is metal)
    Chase Sapphire has a 3% foreign transaction fee (CSP has no foreign transaction fees)
    AMEX BCE ($7600), Citi Forward ($3300), Discover IT ($2250), BoA Travel Rewards ($1800)
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