Getting a Sapphire

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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jriley
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Getting a Sapphire

Postby jriley » Thu Dec 20, 2012 3:48 pm

Hey there! I'm an eighteen year old. I own my own business, am on my way to college, and decided to stop using my debit card, since I don't want cash taken from me.

Have had an American Express Zync card for a couple of months now, applied for a Chase Sapphire, and was approved! Card should arrive in the next couple of days.

Anything I should know about it? Is it metal?
Looking to maximize credit, for myself and others.

[size=80]American Express Zync
American Express Delta Reserve
Chase Sapphire Preferred[/size]


gold-rick
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Postby gold-rick » Thu Dec 20, 2012 4:08 pm

The Chase Sapphire Preferred card is metal, that I know. Is your business successful money wise? I'm 22 and just started my own business.

jriley
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Postby jriley » Thu Dec 20, 2012 6:05 pm

Yes, business is successful. I have had it for eight years, however. But thanks for asking.

I found out I have a $5,000 credit limit, and they have expedited the card's limit. The customer service was exceptional, although a single call is not exactly a good sample size.
Looking to maximize credit, for myself and others.



[size=80]American Express Zync

American Express Delta Reserve

Chase Sapphire Preferred[/size]


kcarter609
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Postby kcarter609 » Thu Dec 20, 2012 6:48 pm

jriley wrote:Yes, business is successful. I have had it for eight years, however. But thanks for asking.


What type of business is it?

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

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djrez4
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Postby djrez4 » Thu Dec 20, 2012 8:39 pm

kcarter609 wrote:What type of business is it?


I believe it's his website in his signature. Not a bad interface, Mr. Riley. Do you produce your own content or aggregate?
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

jriley
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Postby jriley » Thu Dec 20, 2012 9:55 pm

It's all our own content.

My Credit Offers is my newest business. In fact, I need some writers! I live in a sheltered world of AmEx, and don't know much about secured and student credit cards.

But it's one of a couple of my businesses.
Looking to maximize credit, for myself and others.



[size=80]American Express Zync

American Express Delta Reserve

Chase Sapphire Preferred[/size]

jriley
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Location: Atlanta, GA

Postby jriley » Fri Dec 21, 2012 9:18 am

By the way, wrote a review. Let me know if you have any suggestions/comments.
Looking to maximize credit, for myself and others.



[size=80]American Express Zync

American Express Delta Reserve

Chase Sapphire Preferred[/size]


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djrez4
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Postby djrez4 » Fri Dec 21, 2012 10:52 am

jriley wrote:By the way, wrote a review. Let me know if you have any suggestions/comments.


I'm not one to go about doing people's work for them, but the facts you have in there are just plain wrong.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

[/RIGHT]

jriley
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Postby jriley » Fri Dec 21, 2012 4:02 pm

Which facts were wrong?
Looking to maximize credit, for myself and others.



[size=80]American Express Zync

American Express Delta Reserve

Chase Sapphire Preferred[/size]

sakhalin
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Postby sakhalin » Fri Dec 21, 2012 5:00 pm

jriley wrote:Which facts were wrong?

It appears you have a lot of facts on the Chase Sapphire PREFERRED instead of the regular Sapphire. For example:

Chase Sapphire is plastic, not metal (CSP is metal)
Chase Sapphire has a 3% foreign transaction fee (CSP has no foreign transaction fees)
AMEX BCE ($20,000), Citi Forward ($4,800), Discover IT ($3,750), BoA Travel Rewards ($1,800)



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