enso

Hi,

I'm new to these boards but I have read a lot of posts, blogs and reviews. After all that I'm confused as to what credit card is appropriate for me.

My history.
-fico score 790-820
-no late payments with anything
-own 5 businesses

My requirement
-high credit limit or ability to get a high credit limit over time 25+(pref 50k+)
-cash advance on credit limit
-if possible low apr
-i don't need points,miles or cash back
-no discover

1. Please recommend a card suitable for me.

2.Also is I would like to know if I cancel my current cards and apply for 3 new ones will it effect my credit score?

3.What is a good number of cards to have before it will start effecting my score.

4.Based on my research amex may fit me well but I am very concerned about amex cutting credit limits...how prevalent is this? Should I be concerned?

Thank you

Cucumber

Amex hasn't cut my limit yet but I'm crossing my fingers. I have heard they are cutting everyone's limits if you have a high credit limit credit card through them.

How about doing a charge card? Those are higher limits. Or do you need to be able to carry a balance sometimes?

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