Thread: Applied and got approved for Sapphire Preferred, but??

It will be a visa unless you app'd through the MC site

As default the card comes as a Visa (even if you apply through the Mastercard site). I wanted the Mastercard and I had to first receive the Visa and then call a few days later to request it be converted to a Mastercard. I now have both cards, and I have to say the Mastercard looks significantly better so go with that if you have the option.

In regards to the whole Chase Sapphire vs Chase Sapphire Preferred, it's possible given your credit history you did not qualify for a Chase Sapphire Preferred and that's why you were given the Chase Sapphire. Chase is really understanding so give them a call and pitch your case and just keep saying you are going to be using this primarily as a travel card so you really need the travel benefits that the Chase Sapphire Preferred provides (since the regular Chase Sapphire does not provide 2x points on travel and 1:1 point transfer with travel partners). Make sure you call though and pitch your case, Chase will listen

I really like the Chase Sapphire. Not only the sign up bonus, but you can convert it to the non fee card when your free years ends. The major difference is 1 point per dollar vs 2. Depends how often you use the card as to what is best for you.