Applied and got approved for Sapphire Preferred, but??

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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m20e3087
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Applied and got approved for Sapphire Preferred, but??

Postby m20e3087 » Thu Dec 06, 2012 6:10 pm

Applied and got instant approval on Chase Sapphire Preferred, but on the congrats page it says, congrats on your chase sapphire card, but I applied for Chase SP card. Called the application dept, they gave me another number to call after 3 days. Did anyone else with Chase SP card experience this issue? Also is it a Visa or a MC card?
American Express: Blue Cash Everyday & PR GOLD 04
Visa Signature: BankAmericard Travel Rewards w/EMV, 06 & Chase Freedom, 06 & SP,12
World Elite Master Card w/EMV: Citi Dividend, 05 & Citi Thank You Preferred, 06
Discover: It, 12

Store Cards: Best Buy, 02 & Home depot, 08


Vermonster
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Postby Vermonster » Thu Dec 06, 2012 8:46 pm

It will be a visa unless you app'd through the MC site

Robrus1
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Postby Robrus1 » Sat Dec 08, 2012 8:35 am

If you applied for the preferred, then it will be the preferred. When I get emails from Chase, they refer to the card as Chase Sapphire. When I login to Chase's website, it says Chase Sapphire Preferred.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K


MaxPunishment
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Postby MaxPunishment » Sat Dec 15, 2012 12:09 am

As default the card comes as a Visa (even if you apply through the Mastercard site). I wanted the Mastercard and I had to first receive the Visa and then call a few days later to request it be converted to a Mastercard. I now have both cards, and I have to say the Mastercard looks significantly better so go with that if you have the option.

In regards to the whole Chase Sapphire vs Chase Sapphire Preferred, it's possible given your credit history you did not qualify for a Chase Sapphire Preferred and that's why you were given the Chase Sapphire. Chase is really understanding so give them a call and pitch your case and just keep saying you are going to be using this primarily as a travel card so you really need the travel benefits that the Chase Sapphire Preferred provides (since the regular Chase Sapphire does not provide 2x points on travel and 1:1 point transfer with travel partners). Make sure you call though and pitch your case, Chase will listen

Doughboy
 
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Postby Doughboy » Thu Jan 03, 2013 2:48 pm

I really like the Chase Sapphire. Not only the sign up bonus, but you can convert it to the non fee card when your free years ends. The major difference is 1 point per dollar vs 2. Depends how often you use the card as to what is best for you.



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