Here is 2013's 5% up to $1,500 Categories:
Q1: Gas Stations, Drug Stores, & Starbucks
Q2: Restaurants & Movie Theaters
Q3: Gas Stations, Theme Parks, & Kohls
Q4: "Select" Department Stores & Amazon
2013 Chase Freedom rewards categories
Here is 2013's 5% up to $1,500 Categories:
Q1: Gas Stations, Drug Stores, & Starbucks
Q2: Restaurants & Movie Theaters
Q3: Gas Stations, Theme Parks, & Kohls
Q4: "Select" Department Stores & Amazon
2013 Chase Freedom rewards categories
American Express '02: Platinum, Blue Cash Preferred 6k, SPG 2k, Delta Gold 1k
Barclaycard '11: Apple Financing Card 2.5k
Citi: Diamond Rewards 1.5k
Chase: Freedom 500
Discover '12: Discover IT 1.5k
That looks super badass.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 8K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 6K --- Amex SPG 2K --- Citi Thank You Preferred 10.5K
Not Used
Citi Simplicity - 5K, Sam's Club Discover - 5K
Future Cards
Citi Forward, Chase Ink Classic, Sallie Mae World Mastercard
FICOs
Exp 772 - TU 781 - Equ 781
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Yea, but in their defense the department store is a very broad term because where everyone perceives Macys, Nordstroms, Bloomingdales as department stores there are people who swear Target is a department store, so hopefully the "Select" will be helpful clear up things.
American Express '02: Platinum, Blue Cash Preferred 6k, SPG 2k, Delta Gold 1k
Barclaycard '11: Apple Financing Card 2.5k
Citi: Diamond Rewards 1.5k
Chase: Freedom 500
Discover '12: Discover IT 1.5k
Awesome! 2013 categories are looking even better than 2012 -- looks like my Freedom is going to be seeing a little bit more action in the months to come.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7000 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Gasoline and Amazon are the only two categories of interest to me. In each I could earn 2% more than I already do all year. Next year Freedom could earn me an extra $20, at best, from these two categories. It almost doesn't seem worth the bother since I have BCP for gasoline, Chase Amazon, and Cash+ for restaurants. It's not likely that I would benefit from switching Cash+ from restaurants to another 5% category during the second quarter either.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.
Yeah, that's going to be the determining factor for just how excited I will be. Best case scenario, Discover offers 5% on restaurants while Chase offers 5% on gas and vice versa, with those two categories being the vast majority of my regular spending. I personally only pick up groceries once in a blue moon so it's not really a big deal for me.
By the way American, where did you find this information? I briefly checked my account online and didn't really see any mention of it.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7000 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12