It's been awhile since i've been here!
As you may remember, I have 2 credit cards: A Capital One Secured ($275 limit...man that is low) and a Citi Forward ($3,500 limit).
The Capital One secured is about 1 year old. The Citi Forward is about 8 months old.
Capital One, true to form, is not giving me any credit limit increases, and there seems no way to upgrade the card. I don't want to keep this card forever, but I also don't want t kill my credit score.
Which route do I go?
1. Close the card now, and apply for another if needed? This will lower my average age of accounts.
2. Keep the card for a another year or so?
I really appreciate any advice you may have for me!