Credit Card Forum & Message Board
+ Reply to Thread
Page 1 of 2 1 2 LastLast
 
  1.  11:33 AM #1
    velveeta-shells
    velveeta-shells is offline
    Green Member
    Join Date
    Apr 2008
    Location
    Green Bay
    Posts
    11

    Smile Visa Signature Cards?

    Does anyone have any Visa Signature credit cards? They came out a couple years ago (I think) and they're basically a card to compete with AMEX gold/platinum. They give you a concierge and some other travel benefits with the card.

    It's definitely not a prestigious card though like American Express because they offer the Visa Signature option on so many cards like even the Alaskan Airlines card.

    Anyway I was just wondering if anyone has any cards with this option? You probably already do but don't know it because I know a lot of the Bank of America credit cards come with it automatically.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  2.  05:09 PM #2
    Multi-Purpose
    Multi-Purpose is offline
    Centurion Member
    Join Date
    Apr 2008
    Location
    Somewhere in So Cal
    Posts
    106

    Default

    I just got the Visa Nordstrom Signature card and their customer service is top notch. On par with American Express in my opinion. In fact AMEX now has some real competition now!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  3.  08:20 PM #3
    1bootcamp
    1bootcamp is offline
    Centurion Member
    Join Date
    Apr 2008
    Location
    Big Island, Hawaii
    Posts
    110

    Default

    I was thinking of doing the B of A Signature Visa. Anyone have that card here?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  4.  10:46 PM #4
    bikermike
    bikermike is offline
    Platinum Member
    Join Date
    Apr 2008
    Location
    Georgia
    Posts
    69

    Talking Signatures

    The Visa Signature cards are new just in the last couple years right?

    Speaking of signatures and credit cards isn't it funny how you can sign anything on a receipt and they always accept it? I've drawn squares, lines, smiley faces and dots and they don't turn down anything.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  5.  03:15 PM #5
    fffresh
    fffresh is offline
    Centurion Member fffresh's Avatar
    Join Date
    Apr 2008
    Location
    the edge of the world
    Posts
    431

    Default

    From what I've heard most Visa Signature cards don't report the limits to the credit bureaus so it's possible for them to actually hurt your credit score. Let's say they give you a 20k limit and all your other cards are 10k. Well if you put 10k on the Signature card one month (50% of your 20k limit) since the CL isn't reported, the bureaus just figure your credit limit is the average of your other credit cards. If that average was 10k it would be calculated as you using 100% of your credit limit... not good!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  6.  09:55 PM #6
    Mogul of Pineapples
    Mogul of Pineapples is offline
    Centurion Member Mogul of Pineapples's Avatar
    Join Date
    Jun 2008
    Location
    Where the smog from the 101 freeway coats my home's windows...
    Posts
    715

    Default cocierge feature

    Has anyone used the concierge feature on the Signature cards? They say there's a concierge avail 24/7. What can you use it for? They say dinner reservations. Does that mean they can get you in a booked restaurant liked American Express concierge can? I haven't heard from one person out there that has used this service. I'd like to know if it's actually useful or just an added feature which doesn't really benefit you.
    “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”
    -Warren Buffett

    Current Cards:
    American Express: Blue Cash, Simply Cash
    Bank of America: Visa Financial Rewards Platinum Plus
    Chase: Cash Plus Rewards Visa, Amazon Visa
    Citi: Dividend Platinum Select
    Discover: More

    Current Everyday Card:     American Express Blue Cash
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  7.  08:42 AM #7
    diego08
    diego08 is offline
    Green Member
    Join Date
    Jun 2008
    Location
    CA
    Posts
    9

    Default

    how many different visa signature cards are there? i know there's the

    -chase freedom card
    -merrill lynch card
    -hilton hhonors
    -alaska airlines
    -marriott rewards
    -bank of america visa signature card
    -suntrust bank

    others???
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  8.  01:33 PM #8
    Mogul of Pineapples
    Mogul of Pineapples is offline
    Centurion Member Mogul of Pineapples's Avatar
    Join Date
    Jun 2008
    Location
    Where the smog from the 101 freeway coats my home's windows...
    Posts
    715

    Default

    Visa Signature cards aren't all that special now. There's dozens of issuers, maybe even hundreds. The funny thing is most people probably already have a Visa card in their wallet that is a Signature and haven't even used the extra services before. I don't know a single person that has actually used it before.
    “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”
    -Warren Buffett

    Current Cards:
    American Express: Blue Cash, Simply Cash
    Bank of America: Visa Financial Rewards Platinum Plus
    Chase: Cash Plus Rewards Visa, Amazon Visa
    Citi: Dividend Platinum Select
    Discover: More

    Current Everyday Card:     American Express Blue Cash
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  9.  02:56 PM #9
    stanup
    stanup is offline
    Green Member
    Join Date
    Jun 2008
    Location
    MA
    Posts
    2

    Default

    FYI VISA HAS A SITE WHERE YOU CAN CHECK TO SEE IF YOUR CARD ALREADY IS A SIGNATURE CARD-

    https://www.visasignatureconcierge.com/
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
  10.  09:39 PM #10
    diego08
    diego08 is offline
    Green Member
    Join Date
    Jun 2008
    Location
    CA
    Posts
    9

    Default

    thanks for the link. if visa were smart they would market the concierge service more. that's the major selling point the visa signature cards have going for them.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »