Visa Signature Cards?

velveeta-shells · 11:33 AM

Does anyone have any Visa Signature credit cards? They came out a couple years ago (I think) and they're basically a card to compete with AMEX gold/platinum. They give you a concierge and some other travel benefits with the card.

It's definitely not a prestigious card though like American Express because they offer the Visa Signature option on so many cards like even the Alaskan Airlines card.

Anyway I was just wondering if anyone has any cards with this option? You probably already do but don't know it because I know a lot of the Bank of America credit cards come with it automatically.

Multi-Purpose · 05:09 PM

I just got the Visa Nordstrom Signature card and their customer service is top notch. On par with American Express in my opinion. In fact AMEX now has some real competition now!

1bootcamp · 08:20 PM

I was thinking of doing the B of A Signature Visa. Anyone have that card here?

bikermike · 10:46 PM

The Visa Signature cards are new just in the last couple years right?

Speaking of signatures and credit cards isn't it funny how you can sign anything on a receipt and they always accept it? I've drawn squares, lines, smiley faces and dots and they don't turn down anything.

fffresh · 03:15 PM

From what I've heard most Visa Signature cards don't report the limits to the credit bureaus so it's possible for them to actually hurt your credit score. Let's say they give you a 20k limit and all your other cards are 10k. Well if you put 10k on the Signature card one month (50% of your 20k limit) since the CL isn't reported, the bureaus just figure your credit limit is the average of your other credit cards. If that average was 10k it would be calculated as you using 100% of your credit limit... not good!

Mogul of Pineapples · 09:55 PM

Has anyone used the concierge feature on the Signature cards? They say there's a concierge avail 24/7. What can you use it for? They say dinner reservations. Does that mean they can get you in a booked restaurant liked American Express concierge can? I haven't heard from one person out there that has used this service. I'd like to know if it's actually useful or just an added feature which doesn't really benefit you.

diego08 · 08:42 AM

how many different visa signature cards are there? i know there's the

-chase freedom card
-merrill lynch card
-hilton hhonors
-alaska airlines
-marriott rewards
-bank of america visa signature card
-suntrust bank

others???

Mogul of Pineapples · 01:33 PM

Visa Signature cards aren't all that special now. There's dozens of issuers, maybe even hundreds. The funny thing is most people probably already have a Visa card in their wallet that is a Signature and haven't even used the extra services before. I don't know a single person that has actually used it before.

stanup · 02:56 PM

FYI VISA HAS A SITE WHERE YOU CAN CHECK TO SEE IF YOUR CARD ALREADY IS A SIGNATURE CARD-

https://www.visasignatureconcierge.com/

diego08 · 09:39 PM

thanks for the link. if visa were smart they would market the concierge service more. that's the major selling point the visa signature cards have going for them.

11:33 AM	#1
velveeta-shells Green Member Join Date: Apr 2008 Location: Green Bay Posts: 11	Visa Signature Cards? Does anyone have any Visa Signature credit cards? They came out a couple years ago (I think) and they're basically a card to compete with AMEX gold/platinum. They give you a concierge and some other travel benefits with the card. It's definitely not a prestigious card though like American Express because they offer the Visa Signature option on so many cards like even the Alaskan Airlines card. Anyway I was just wondering if anyone has any cards with this option? You probably already do but don't know it because I know a lot of the Bank of America credit cards come with it automatically.

10:46 PM	#4
bikermike Platinum Member Join Date: Apr 2008 Location: Georgia Posts: 69	Signatures The Visa Signature cards are new just in the last couple years right? Speaking of signatures and credit cards isn't it funny how you can sign anything on a receipt and they always accept it? I've drawn squares, lines, smiley faces and dots and they don't turn down anything.

09:55 PM	#6
Mogul of Pineapples Centurion Member Join Date: Jun 2008 Location: Where the smog from the 101 freeway coats my home's windows... Posts: 634	cocierge feature Has anyone used the concierge feature on the Signature cards? They say there's a concierge avail 24/7. What can you use it for? They say dinner reservations. Does that mean they can get you in a booked restaurant liked American Express concierge can? I haven't heard from one person out there that has used this service. I'd like to know if it's actually useful or just an added feature which doesn't really benefit you. __________________ “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.” -Warren Buffett Current Cards: American Express: Blue Cash, Simply Cash Bank of America: Visa Financial Rewards Platinum Plus Chase: Rewards Visa, Amazon Visa Discover: More Current Everyday Card: American Express Blue Cash

01:33 PM	#8
Mogul of Pineapples Centurion Member Join Date: Jun 2008 Location: Where the smog from the 101 freeway coats my home's windows... Posts: 634	Visa Signature cards aren't all that special now. There's dozens of issuers, maybe even hundreds. The funny thing is most people probably already have a Visa card in their wallet that is a Signature and haven't even used the extra services before. I don't know a single person that has actually used it before. __________________ “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.” -Warren Buffett Current Cards: American Express: Blue Cash, Simply Cash Bank of America: Visa Financial Rewards Platinum Plus Chase: Rewards Visa, Amazon Visa Discover: More Current Everyday Card: American Express Blue Cash

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05:09 PM	#2
Multi-Purpose Centurion Member Join Date: Apr 2008 Location: Somewhere in So Cal Posts: 106	I just got the Visa Nordstrom Signature card and their customer service is top notch. On par with American Express in my opinion. In fact AMEX now has some real competition now!

08:20 PM	#3
1bootcamp Centurion Member Join Date: Apr 2008 Location: Big Island, Hawaii Posts: 110	I was thinking of doing the B of A Signature Visa. Anyone have that card here?

03:15 PM	#5
fffresh Centurion Member Join Date: Apr 2008 Location: the edge of the world Posts: 417	From what I've heard most Visa Signature cards don't report the limits to the credit bureaus so it's possible for them to actually hurt your credit score. Let's say they give you a 20k limit and all your other cards are 10k. Well if you put 10k on the Signature card one month (50% of your 20k limit) since the CL isn't reported, the bureaus just figure your credit limit is the average of your other credit cards. If that average was 10k it would be calculated as you using 100% of your credit limit... not good!

08:42 AM	#7
diego08 Green Member Join Date: Jun 2008 Location: CA Posts: 9	how many different visa signature cards are there? i know there's the -chase freedom card -merrill lynch card -hilton hhonors -alaska airlines -marriott rewards -bank of america visa signature card -suntrust bank others???

02:56 PM	#9
stanup Green Member Join Date: Jun 2008 Location: MA Posts: 2	FYI VISA HAS A SITE WHERE YOU CAN CHECK TO SEE IF YOUR CARD ALREADY IS A SIGNATURE CARD- https://www.visasignatureconcierge.com/

09:39 PM	#10
diego08 Green Member Join Date: Jun 2008 Location: CA Posts: 9	thanks for the link. if visa were smart they would market the concierge service more. that's the major selling point the visa signature cards have going for them.