US Bank credit card application status pending?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
38 posts
craigm1
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Location: toms river nj

Postby craigm1 » Tue Jul 17, 2012 12:44 pm

Thanks!!!!!!!
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14


craigm1
Centurion Member
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Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

Postby craigm1 » Tue Jul 17, 2012 12:45 pm

Did they ask for more information or did you get a card in the mail???
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

MemberSince99
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Location: WI

Postby MemberSince99 » Tue Jul 17, 2012 1:07 pm

I applied on a Friday, called the app status line a couple of times, it was still in progress. Called them mid morning Monday, and it was approved. So then I spoke with a CSR who transferrred me to an analyst who gave me the card that was approved (if you don't qualify for the Cash + they may give you the Flex Perks card instead) and the limit.

They didn't ask for any further information. 6 days after approval I got the card out of the mail.

craigm1
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Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

Postby craigm1 » Wed Jul 18, 2012 10:24 am

Just called the status update line, said not Approved, I have a chargeoff from a few years ago, but the gentlemen in underwriting said it was a few years old and after looking at the credit cards I have and utilization under 10% said he would send it back for an actual person to review vs a computer so keep your fingers crossed for me I have about 1k of bills going to a capital one with 1.5% would be awesome to get 5% on my bills and 5% in restaurants all the time.
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

MemberSince99
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Posts: 4595
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Wed Jul 18, 2012 10:31 am

That's great news keep up posted, fingers crossed for you!


Crashem
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Location: San Francisco, CA

Postby Crashem » Wed Jul 18, 2012 1:14 pm

I don't think they have any immediate approvals for that card.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

craigm1
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Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

Postby craigm1 » Wed Jul 18, 2012 1:18 pm

it looks like they bonus you 25% if you redeem $100 at a clip which mean if you charged say 2k in autopay bills your netting 6.25% I usually have about $1250 a month in autopays going to my capital one earning 1.5% that would be around $75 a month in rewards on top of the rewards from my amex cash I would probably be at around $175 a month in rewards
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Jul 18, 2012 1:19 pm

Let us know how it goes! Good luck!
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


craigm1
Centurion Member
Centurion Member
 
Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

Postby craigm1 » Thu Jul 19, 2012 12:09 pm

When I call the app status hotline it has changed from Not approved to App in Progress 3-5 Business days, still in the game
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14


MemberSince99
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Posts: 4595
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Thu Jul 19, 2012 12:28 pm

Cool good luck keep checking it and let us know.


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