Are gas cards easy to obtain? My husband is trying to rebuild his credit score after his brother effed up his credit for a car.. finally the car was done in November, but still it shows up on his credit report the baddies...
Last January I told him to get a secured credit card from Capital One to start rebuilding his credit again.. and I extended my Amex Green and Walmart credit card and added him as an authorized user. It does help him right? I have a good credit but i just feel sorry for him.
He applied 2 wks ago for the Chase Freedom card but denied him. So now he wants a credit card for himself. And i think I read in this forum that the easy ones are like gas station credit cards... what would you guys recommend?
Even with bad credit, it still might be possible to get a secured or entry-level unsecured Visa or MasterCard. Getting one of those will be a lot better than a gas station card that can only be used at one place. Having major credit cards (like a Visa or MasterCard) are important for rebuilding credit.
Probably the Chevron card because it is issued by "everybody-gets-a-ride" GECRB. Looks like you are in Cali so that would be a good call. Your Shell, ExxonMobil and 76 cards are issued by Citibank and are a bit more difficult to obtain.
Back when Chevron still owned their own credit card portfolio they actually had a starter card for people with scandalous or no credit.
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