I have a Bank of America Signature Cash Rewards Visa. Does anybody know if you go online and ask for a credit limit increase, if they do a soft or hard pull?
creditcruncher wrote:Bank of America does hard pulls for credit line increases. Most if not all banks do this. Things like requesting a lower APR no dot require a hard pull, and banks do soft pulls if they pull at all. A lot of the time they will go off of your payment history with them.
But to answer your question, hard pull for credit limit increase, every time, no exceptions.