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About LinkBacksI received an offer to upgrade my Bank of America Visa Signature with World Points (itself upgraded automatically by BofA from a Visa Gold in 2010) to a BankAmericard Cash Rewards Visa Signature.
Other than the fact that the black BofA Visa Signature with World Points is the best looking credit card I've seen, I don't want to risk losing my 9.9% fixed APR on the card. On the offer for the upgrade, it states that the current terms and conditions will remain the same should I accept. I accepted an upgrade last year on my other BofA Visa to the Bank of America Accelerated Cash Rewards Amex and true to their word everything transfered and they have not changed any of the terms.
Has anybody else received this offer? Did you accept? Any regrets?
Thread: Bank of America Upgrade Offer
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Bank of America Upgrade Offer
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Centurion Member
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I have both of those Cash Rewards cards. I can't comment on the offer, but I haven't had any problems with any of the services.
Cards
Visa: BofA Cash rewards Visa Signature (1% on everything)
Kroger 123 Rewards Visa, Ascend FCU Platinum Visa (1% back), Penfed Platinum Cash Rewards Visa (5% on Gas)
BofA Cash Reward Platinum Plus (1% on everything, 2%on groceries, 3% on gas), Penfed Platinum Rewards Visa ( 5 points on gas, 3 points on groceries, 1 point on everything else)
Discover: Discover More (5% back rotating categories), Discover Miles (2% on travel and restaurants, double miles on phone, internet, and tv
Amex: Gold Card, BofA Accelerated Cash Rewards (1.5% on everything)
Express Store card (points for gift certificates and special deals)
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Centurion Member
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re Bank of America Upgrade Offer
Thanks, FutureBillionaire. So you have the Cash Rewards and the Accelarated Cash Rewards? Does the cash back go into one pot or are they separate?
I am leaning towards accepting the offer. I just wish they would have sent the upgrade offer on the Amex instead of my Visa.....
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Centurion Member
- Join Date
- Jun 2011
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They go to separate pots. They are supposedly giving more money if you deposit into a BofA bank account. I don't want to go through the hassle of signing up with them though.
I commend you for your great interest rate. I'm also interested your card that you said looks great.Cards
Visa: BofA Cash rewards Visa Signature (1% on everything)
Kroger 123 Rewards Visa, Ascend FCU Platinum Visa (1% back), Penfed Platinum Cash Rewards Visa (5% on Gas)
BofA Cash Reward Platinum Plus (1% on everything, 2%on groceries, 3% on gas), Penfed Platinum Rewards Visa ( 5 points on gas, 3 points on groceries, 1 point on everything else)
Discover: Discover More (5% back rotating categories), Discover Miles (2% on travel and restaurants, double miles on phone, internet, and tv
Amex: Gold Card, BofA Accelerated Cash Rewards (1.5% on everything)
Express Store card (points for gift certificates and special deals)
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Centurion Member
- Join Date
- Aug 2011
- Location
- Phoenix
- Posts
- 398
Yeah, the letter says that an extra 10% will be credited if you have the cash reward deposited into a BofA checking account-which I have.
My current Bank of America Visa Signature with WorldPoints looks great. I can't seem to post a picture of one here. But a quick Google Image search for Bank of America Visa Siganture WorldPoints will bring it up.
Yeah 9.9% fixed since I opened it in 2001 as a Visa Gold. Its funny, with all the hate people have for BofA, they have treated me pretty darn nice over the years.
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