Thread: Feedback from people who have the Freedom

I've had the card for several years and like it and Chase fine. However, I only use it for purchases on which I'll earn 5% as I can get 2% on everything else using other card(s). If you have a checking account with Chase they will give you a modest bump in your monthly points reward. I forget what it is exactly but 10 points per transaction and 10% of monthly points reward sounds right. So if you had 10 transactions you'd get 100 extra points ($1.00) and for $1,000 in transactions on which you earned 1,000 points you'd get an extra 100 points. I think. Call them and ask. The website is nice and it integrates all of your Chase credit/banking accounts. Checking can be free with direct deposit. Lots of ATMs, too.

But that's more than you wanted to know.

@Jeffysdad, Interesting to note. I have the Freedom, and bank with them as well and have not noticed such a deal, if at all.

I believe my first statement reflected only what I had spent, and haven't received any bonus points like you have mentioned- though they did follow through on the spending $500 get $200 deal.

Otherwise, the Chase Freedom is a tops card. I have a relatively low limit of $1,000, but I'm not a huge spender. I do like the 5% categories, and in defense of Chase against Discover- Visa is accepted everywhere. Though I do use my Amex Zync as a primary card, this is my go-to for now, as it currently gives 5% on food/restaurant establishments throughout December.

I've only used it for a couple months now, but have experienced no issues- works as it should, great rewards.

It took forever for me personally to get approved for it, though I always applied with very little income whenever I did apply.

IVD, call Chase and tell them you want your bonus points. It may be just that your account is new and they haven't synched things up yet.