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  1. #1
    Green Member
    Join Date
    Dec 2011
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    Raleigh, NC
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    Question Income Requirements For Chase Sapphire Preferred?

    Hi all,

    I just recently applied for the Chase Sapphire Preferred but have read in multiple places that the card is aimed at people that make more than $120K a year. Does anyone know if that is true? Because I do not make that much money.

    Thanks.
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  2. #2
    Gold Member
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    Sep 2011
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    Ohio
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    I only make approximately 55k a year and I was approved.
    Amex Blue Cash Everyday - 22k CL | Chase Hyatt - 15k CL

    PenFed Platinum Rewards - 12k CL | Chase Sapphire Preferred - 8k CL | Chase Freedom - 5k CL
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  3. #3
    Centurion Member
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    Texas
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    I got the plain Sapphire and I don't make that much. I think they toss out the $120k figure to give the card more prestige so people will want it. In reality, they'll give credit to anyone they think is going to pay their bill on time.
    American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
    US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
    FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
    Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

    *All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.
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  4. Centurion Member
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    Aug 2011
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    Michigan
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    LOL @ Jeff, true and funny. 43000 is what one my buddy indicated and he was approved for 3000.00.
    If they have any reason to believe that you wont/can't pay, you can make 130k and get declined.
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  5. #5
    Green Member
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    Dec 2011
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    Raleigh, NC
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    Thanks everyone, That makes feel feel more at ease. I'm right there with you JohnB222 at 55k. I'm supposed to hear by mail. Haven't yet though. Still crossing my fingers.
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