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About LinkBacksJust a minor FYI... asking for a higher credit limit right off the bat when you don't have a history of having higher CL cards can be a red flag for some card companies because some of them will end up thinking, "What in the world does this person suddenly need with XX,XXX credit limits when they only earn XX,XXX?"
In other words:
Don't accidentally damage your own reputation in your enthusiasm for gaining credit.
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Platinum Member
- Join Date
- Aug 2011
- Location
- USA
- Posts
- 63
Personal Collection:
AMEX: Blue, Macy's (cobranded)
MASTER: Citibank Dividend Platinum Select (non-World version)
VISA: Chase Amazon Signature, Chase (bank issued)
GE: Care Credit (medical expenses), Macy's (store), JCP (store)
Business Collection:
AMEX: Costco True Earnings
MASTER: None
VISA: Chase Ink Cash
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Platinum Member
- Join Date
- Aug 2011
- Location
- South Bend, IN
- Posts
- 64
One of the previous cards my father placed me on as an AU was a Citi card with an 18k limit.
However, if there is a general consensus that this is a bad idea, I will defer to the greater wisdom.
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Platinum Member
- Join Date
- Aug 2011
- Location
- South Bend, IN
- Posts
- 64
I was looking over my credit report again. It was actually a Citi Platinum Select Mastercard with a $14,800 limit that my father had. The EXACT same card now in my name. Is there any chance of getting the account backdated to reflect the 1994, even though my new ACC is already opened? I know I was only an AU on the card, buy my CR shows 1994 as my date of first credit. It would be awesome to carry those extra years for my AAoA.
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Centurion Member
- Join Date
- Aug 2011
- Location
- Phoenix
- Posts
- 398
No. American Express is the only company that will backdate.
Originally Posted by zapper_89
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