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  1. #1
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    Default Palladium Visa card?

    So I have been seeing these cards for the last 8 months. Does anyone have any info, besides whats on the web (which is close to Zilch). Is it invite only? Can anyone apply?

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  2. #2
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    It used to be for JP Morgan Chase private banking clients but now anyone can apply. The annual fee is about $600 and it sounds to me as if it's intended to compete with Amex platinum. There also is a JP Morgan Select, which has an annual fee of $95. I assume this card is targeting Amex gold.

    What's neat about the JP Morgan cards is now they come with the chip that allows for transactions abroad. I called and asked and the rep told me that Chase is testing out the chip in these cards and it will likely be offered in their Sapphire and Freedom cards later.
    American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
    US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
    FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
    Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

    *All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.
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  3. #3
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    This looks like some kind of business card similiar to all capitol1's , Chase Sapphire, American Express premium cards.
    This doesn't look like a Discover card, Chase Freedom, Bank of america, any Blue American express cards.
    I doubt your going to see people on line at stores like Bed bath and beyond, Nordstrom, Gap, Kohls , sears, Aeropostale using this card.
    If you travel on business does your company say you have to use a corporate American express card? do they say no corporate cards,
    do they have you use your own personal card? do you travel on business?
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  4. Green Member
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    Its a heavy card, I have had the pleasure of hold one. Its almost like aluminum. The product, from what I understand allows you to segregate large clumps of debt and give you the ability to pay those clumps through the course of a few months. For example, you just purchased a 10 Million dollar home. Well, unlike the Amex Centurion "Black Card", you do not have to pay the full amount at the end of the billing cycle. What you can do is pay 2 million a month until the card is paid off.

    What is special about the card (FROM WHAT I HEARD, DON'T QUOTE ME, I AM STILL LEARNING ABOUT THE CARD)..What is so special about the card is that it allows the card holder to set the payment terms. So, you say 2 Million a month then its 2. If you say 5 Million a Month, then so be it. What you cannot do (I AM ASSUMING) is say 20.00 dollars a month on a 10 million dollar purchase.
    Current Cards: American Express: Green Bank of America: Platinum Plus Visa Discover: More Capital One: No Hassle Rewards, Platinum Master Cards
    Primary Everyday Card: BofA: Platinum Plus Visa
    Primary Travel Card: Amex: Green
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  5. #5
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    I would say this if you don't travel on business don't bother with this card. If you do travel ask around at the office what they think about the card Do you want to pay 600 dollars for this card?
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  6. #6
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    Default

    well the card definitely looks awesome.
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  7. #7
    Centurion Member Mogul of Pineapples's Avatar
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    Needs to be updated but here is the blogpost and probably most detailed review online about its benefits:

    J.P. Morgan Palladium Card Exposed
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Chase Sapphire Preferred
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    Hey, thanks the site really helped shed some light on this card. Now, its time to get a hold of a private banker...haha.
    Current Cards: American Express: Green Bank of America: Platinum Plus Visa Discover: More Capital One: No Hassle Rewards, Platinum Master Cards
    Primary Everyday Card: BofA: Platinum Plus Visa
    Primary Travel Card: Amex: Green
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  9. #9
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    You no longer need to be a private banking client to get the card. Call them up and they'll be glad to take your application and cardmember fee. There's a brown plastic version of the JP Morgan card that costs the same as Chase's Sapphire and appears to offer similar benefits. I guess you could opt for the brown over the Sapphire if you think the latter has become declasse due to overadvertising.
    American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
    US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
    FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
    Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

    *All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.
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  10. #10
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    Are you sure that you do not have to be a private banking client to get this card? The palladium visa card has real palladium in it and supposed to be heavy. Palladium these days cost at least $700 an ounce which is more than the annual fee of around $600.
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