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About LinkBacksI am having a hard time figuring out if the Ralphs credit card (Ralphs rewards plus Mastercard) will be the best choice for grocery buying. Please tell me how it works because it is not clear how many points the credit card gives and how many come from the club card points anyway
Outside of Ralphs there is 1 point for $2 spent. Inside Ralphs its 2 points/dollar on everything and 3 points/dollar on Ralphs brand products. But and here is the big but, I think this is including the 1 point per dollar Ralphs rewards already gives you. The payout is $10 per 1000 points.
Please tell me how this figures for the Ralphs credit card points only. I have 1/2% outside Ralphs and 1% at Ralphs with 2% on their brands. Am I reading into this right?
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Green Member
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- Mar 2011
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- Sacramento
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Ralphs credit card for grocery rewards - yes or no?
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Centurion Member
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- Jun 2008
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- Smogland
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I don't shop at Ralphs. Vons and Pavilions are generally cheaper in my area.
Although the last time I was there and saw there credit card I think it worked by giving 1/2 cent value per point. It could have changed since then but what you described sounds as how I remember it.Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.
Current Cards: American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Citi Thank You Premier
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