repoening closed credit card account

**craigm1** · Feb 24, 11, 11:05 am

I have a citibank credit card I closed in October of 08 have finally almost paid it off and wondering if there was a way I could have them reopen the account, has anybody done this in the past. it has a low interest rate and generous credit limit

craig m

**sdfinch** · Feb 24, 11, 1:49 pm

Generally the answer is "no" from closed accounts. If you personally closed the account there might be a chance. If the bank did it, most likely not. Just call customer service to check if that is avaialable. Maybe ask for a supervisor and skip the CSR.

**craigm1** · Feb 24, 11, 5:36 pm

I closed it when they wanted to raise the interest rate it's currently 7.99 with a 10,100 limit I have been paying it down getting ready to pay it off and have been getting pre approved offers from citi just thought it would be better to keep the existing account.

craig m

**Mogul of Pineapples** · Feb 24, 11, 5:47 pm

I haven't heard of being able to re-open a closed credit card account but that doesn't mean it's not possible. If you ask my hunch will be a solicitation to apply for another Citi credit card. But I know why you would want the original account re-opened with its long account history.

**Elliot Castro** · Feb 25, 11, 3:19 am

I'm guessing the answer will be no. However, it is THEORETICALLY possible you may get lucky here so give it a shot.

Don't forget to tell us what response they gave you.

**craigm1** · Feb 25, 11, 6:39 am

on a side note how do you add at the bottom of each email what credit cards you have?

**jeffysdad** · Feb 26, 11, 6:07 am

I don't think you'll be reopening the closed account. But if you're in good standing, there should be no problem opening a new account. Look online for a promotion or special offer that you might take advantage of before you just jump in with a new application with a rep on the phone.

RE: side note -- Click on "settings" at top of page, then look on left and click on "signature."

**Blue Moon** · Feb 27, 11, 4:00 am

Originally Posted by jeffysdad

I don't think you'll be reopening the closed account. But if you're in good standing, there should be no problem opening a new account. Look online for a promotion or special offer that you might take advantage of before you just jump in with a new application with a rep on the phone.

RE: side note -- Click on "settings" at top of page, then look on left and click on "signature."

I'm not sure where to ask, but I'm new to the forum also and saw craigm1's question. I don't see the "signature" selection in the "Settings" area, nor do I see how to add an avatar. Regarding the avatar, there is a selection, "Edit Avatar," but it won't let you add one. Am I missing something or are these options no longer available? BTW, I happened onto this forum two days ago, and I think it's great!

**admin** · Feb 27, 11, 1:09 pm

Blue Moon,

I have sent a PM to your message center with instructions.

Thanks

**craigm1** · Mar 11, 11, 8:23 am

status update spoke with a low level employee at universal card and they said they couldn't reopen the account, got a supervisor on the phone and said because it was done before the credit card act took effect there is a possibility had her check my account no late payments since inception 2003 just paid the card off today spoke to them yesterday they said it would take a few days, they told me they would contact me if they need to pull my credit report up for permission, will keep posted hope based on the length of time account was opened and the payment history they re open the account

craig

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repoening closed credit card account