Mid America Bank and Trust Total Visa a good choice or not?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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nightwatcher
 
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Mid America Bank and Trust Total Visa a good choice or not?

Postby nightwatcher » Thu Feb 10, 2011 11:11 pm

What is better- getting the total Visa credit card through Mid America Bank (a small Wisconsin bank) or going with a credit card issued by a national bank? To me customer service is important and that is the reason I shy away from credit cards. Credit card rewards are secondary for me and as long as the Mid America total Visa compares to the average program I will be happy. Maybe you folks can help me.


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Elliot Castro
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Postby Elliot Castro » Fri Feb 11, 2011 3:18 am

I have never even heard of this 'Mid America Bank' before. I guess all things being equal, you best shy away from it. Too many American bankers doing Ponzi schemes these days and other frauds, not to mention that bank may not even be ensured.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Tue Feb 15, 2011 11:07 pm

I don't blame Elliot Castro for being cautious but I can assure you the Mid American Bank and Trust credit card is legitimate and can be trusted. I have family that lives in that area and am familiar with that bank. I Googled it and the card is managed by Total Card, Inc. which is a respected and honest company that manages credit cards for small banks.

If you like the Mid America Bank and Trust and their Visa card then go for it. I can't comment on its rewards or benefits in relation to others because I don't know what is being offered on their cards.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



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