Credit Card Forum
  1. #1
    lovedr
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    Default Mastercard Diamond, Black, World and Titanium.

    I wasn't aware Mastercard issued a Diamond or Black card. This is what the Mastercard Moments website said that hinted me at their existence:

    The MasterCard Moments Concierge Service is available to the following MasterCard cardholders (Black, World, Diamond, Platinum and Titanium cardholders only)
    This does not refer to the Citi Diamond card does it?
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    Reply With Quote Reply With Quote     Jun 23, 08, 10:37 am
  2. #2
    Multi-Purpose
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    I don't know what the difference between any of them is to be honest lol. I do see the 'world' printed on some cards and don't have the first clue of what that actually means in terms of benefits.
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    Reply With Quote Reply With Quote     Jun 26, 08, 6:46 pm
  3. #3
    Mogul of Pineapples
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    Tried looking up what exactly the World card or Diamond card meant but had no luck, not even on the Mastercard website. I don't think they mean anything significant like Amex cards do when they give them a name.

    My guess is the Citi Diamond Rewards card is a so called diamond card because it's a mastercard too. That's definitely no exclusive credit card so I don't think the tag line of diamond means anything here at all.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:     American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
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    Reply With Quote Reply With Quote     Jun 30, 08, 12:14 am
  4. #4
    Cucumber
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    Don't know about the others but 99% sure the Mastercard World card has no pre-set spending limit and it comes with some concierge services.

    But if it's suppose to be a high class card it seems kinda off that a discount airline credit card (spirit) is a World Mastercard

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    Reply With Quote Reply With Quote     Jun 30, 08, 11:49 pm
  5. #5
    Mogul of Pineapples
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    Speaking of Spirit Airlines - what I hate about their rewards program is you don't get the extra points unless you're buying tickets in your name only. What if you have a family and you're buying for them too for you guys should go somewhere? It should all count and get the max points.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:     American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
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    Reply With Quote Reply With Quote     Jul 1, 08, 11:36 am
  6. #6
    fffresh
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    Guys remember that having no preset spending limit like the World MasterCard isn't a good thing! Credit-scoring companies can't make the credit-utilization calculation since there's no limit set. This could really play havoc even if you pay your balance every month. Don't open one of these cards!
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    Reply With Quote Reply With Quote     Jul 2, 08, 1:08 am
  7. #7
    bozell
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    why do people care whether their card is a titanium or diamond or whatever. do the benefits really make a difference between the cards? with amex it might but with a mastercard or visa i highly doubt the services you get you're ever going ot use and they probably don't vary much at all from a platinum or gold card.

    as long as my cards have rental car insurance i'm happy. i don't need any of these other benefits i'll never use.
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    Reply With Quote Reply With Quote     Jul 5, 08, 1:02 pm
  8. #8
    Multi-Purpose
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    Why would you want a credit card that doesn't report your credit limits to the credit bureaus? Stay away from the Mastercard world cards b/c from what i know none of them report your CL. Not that they are bad cards other than that I'm sure they're fine but I'm thinking more long term here -- If I have a credit card I want one that is going to report my credit limits so I can build up my credit more. I'm not going to open up a card like this World Mastercard just because it's prestigious or something to have. I don't care about that stuff, I care about having a high credit score more!
    Change will not come if we wait for some other person or some other time. We are the ones we've been waiting for. We are the change that we seek.
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    Reply With Quote Reply With Quote     Jul 25, 08, 7:34 pm
  9. #9
    lovedr
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    Thanks. I didn't know either what any of these distinctions meant. Mastercard should do a better job of defining each so people know what they are!
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    Reply With Quote Reply With Quote     Aug 2, 08, 7:18 pm
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