Chase Saphire Preferred Requirements

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
16 posts
MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Tue Apr 08, 2014 6:56 am

Honestly there is no way on earth to know that. CK is a meaningless FAKO - it gives me a score that has been up to 70 points different from my FICOs.


Then it sounds like you have one card with a 1500 limit. Chase likes to see as much as 2 years history and they prefer you already have a card with a 5k limit or higher. These are not rules set in stone just preferences. That's what an analyst from Chase told me.


How the hell would anyone know your "odds" of success? Uh, 73.29383838%. I mean what the hell, do you guys think we moonlight on the "Psychic Hotline" or something? What next, asking the odds if a hurricane hits the East Coast this year?


if you want it just apply for it. They use their own internal scoring and you may be able to get it based on history with them. If you didn't have that, I would not think the odds were good.


User avatar
otter
Centurion Member
Centurion Member
 
Posts: 639
Joined: Sat Aug 24, 2013 8:45 pm
Location: Grand Forks, ND

Postby otter » Tue Apr 08, 2014 7:55 am

topoftheworld wrote:I have a credit score of ~730 on Credit Karma


I ate peas and carrots last night.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

User avatar
nismoZtuner
Centurion Member
Centurion Member
 
Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Tue Apr 08, 2014 2:30 pm

linuxmachine wrote:I never got a pull on my cli when I requested one. Maybe others can chime in?


I want to request a credit increase on my cards but the last time I asked BOA for one they did a hard pull (BS).

So since then I have been afraid to ask Discover or Amex for one- So I have been letting time pass that way they can just automatically get one..

Amex did give me a $1k increase after 60 days with my BCE after opening my account back in June 2013.
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

Robrus1
Centurion Member
Centurion Member
 
Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Tue Apr 08, 2014 2:44 pm

nismoZtuner wrote:I want to request a credit increase on my card but the last time I asked BOA for one they did a hard pull (BS).

So since then I have been afraid to ask Discover or Amex for one- So I have been letting time pass that way they can just automatically get one..

Amex did give me a $1k increase after 60 days with my BCE after opening my account back in June 2013.


If I were you I would try for AmEx first because it's only a SP if you're denied a CLI. I wouldn't even bother with Discover unless you use the card a fair bit. They denied me for a CLI not too long ago and it cost me a HP. They said I don't use it enough.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

User avatar
nismoZtuner
Centurion Member
Centurion Member
 
Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Tue Apr 08, 2014 2:47 pm

Robrus1 wrote:If I were you I would try for AmEx first because it's only a SP if you're denied a CLI. I wouldn't even bother with Discover unless you use the card a fair bit. They denied me for a CLI not too long ago and it cost me a HP. They said I don't use it enough.


I don't like Discover since they gave my friend a auto increase and not me.. I favor amex and chase at the moment..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

mrow
Platinum Member
Platinum Member
 
Posts: 85
Joined: Sun Apr 06, 2014 9:13 pm
Location: Wilmington, DE

Postby mrow » Thu Apr 10, 2014 5:33 pm

Prior to my CSP card I had:
Amex Platinum - NPSL
Amex BCP - $18k CL
Citi Forward - $16.4k CL
Discover Open Road - $15k CL
PenFed Platinum Cash Rewards - $25k CL

I'm 28 years old, make about $110k a year. 771 on Credit Karma. Average credit age is 6y2m.

A few weeks ago I applied for the CSP and was instantly approved for a $21k CL. A week later I applied for the Chase Freedom to boost my reward point earnings in the revolving categories. I was instantly approved for a $19k CL.



Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 2 guests