Palladium Card??

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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nismoZtuner
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Palladium Card??

Postby nismoZtuner » Sat Apr 05, 2014 1:08 pm

I have all the cards I wanted now (so call difficult to get) its time for the ones with the real challenge.. ;)

Most talk about the American Express Centurion but does anyone here have a Palladium card?
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
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FastSRT8
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Postby FastSRT8 » Sat Apr 05, 2014 2:02 pm

nismoZtuner wrote:I have all the cards I wanted now (so call difficult to get) its time for the ones with the real challenge.. ;)

Most talk about the American Express Centurion but does anyone here have a Palladium card?



I don't have the Palladium card but wonder how hard is it really to get one.

I mean... how 'hard' can it really be? As I want to stick to my belief of having only 2 cards... I'm not going to at this moment try. I've got my Amex and Visa
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Dr.Mark
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Postby Dr.Mark » Sat Apr 05, 2014 2:21 pm

Not that hard, I take it. It's a mere matter of invested money. Any amazingly rich person in the world could have it in a matter of days.
The Centurion is a different story. You've got to have a history with AmEx. You need to be mindful of how much money you have to charge on your AmEx to have a shot at the Centurion. That is why I'd still go for the Centurion.
[font=Times New Roman]American Express PRG[/font] [color=green][NPSL][/color]
[font=Times New Roman]British Airways American Express[/font] [color=green][9000£][/color]
[font=Times New Roman]American Express Platinum Cashback Everyday[/font] [color=green][6000£][/color]
[font=Times New Roman]Barclaycard Platinum[/font] [color=green][16600£][/color]
[font=Times New Roman]Virgin Balance Transfer[/font] [color=green][9600£][/color]

TCL - [color=red]41200£[/color]

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nismoZtuner
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Postby nismoZtuner » Sat Apr 05, 2014 2:49 pm

FastSRT8 wrote:I don't have the Palladium card but wonder how hard is it really to get one.

I mean... how 'hard' can it really be? As I want to stick to my belief of having only 2 cards... I'm not going to at this moment try. I've got my Amex and Visa


just imagine your self with the centurion and the Palladium.. man I will try and be there!
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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nismoZtuner
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Postby nismoZtuner » Sat Apr 05, 2014 2:51 pm

Dr.Mark wrote:Not that hard, I take it. It's a mere matter of invested money. Any amazingly rich person in the world could have it in a matter of days.
The Centurion is a different story. You've got to have a history with AmEx. You need to be mindful of how much money you have to charge on your AmEx to have a shot at the Centurion. That is why I'd still go for the Centurion.


I`ll take both!

-I cant find the fee for the Palladium...

Picture your self debating whether which card will be used today..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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Dr.Mark
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Postby Dr.Mark » Sat Apr 05, 2014 3:44 pm

nismoZtuner wrote:I`ll take both!

-I cant find the fee for the Palladium...

Picture your self debating whether which card will be used today..


I found an article from this website where you can see the fee: http://creditcardforum.com/blog/jp-morgan-palladium-card-benefits/
595$/year. A joke compared to the Centurion. But If I'd have one of those cards money wouldn't be an issue anyway...so, who cares?!?
[font=Times New Roman]American Express PRG[/font] [color=green][NPSL][/color]

[font=Times New Roman]British Airways American Express[/font] [color=green][9000£][/color]

[font=Times New Roman]American Express Platinum Cashback Everyday[/font] [color=green][6000£][/color]

[font=Times New Roman]Barclaycard Platinum[/font] [color=green][16600£][/color]

[font=Times New Roman]Virgin Balance Transfer[/font] [color=green][9600£][/color]



TCL - [color=red]41200£[/color]

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nismoZtuner
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Postby nismoZtuner » Sat Apr 05, 2014 3:56 pm

Dr.Mark wrote:I found an article from this website where you can see the fee: http://creditcardforum.com/blog/jp-morgan-palladium-card-benefits/
595$/year. A joke compared to the Centurion. But If I'd have one of those cards money wouldn't be an issue anyway...so, who cares?!?


woo just imagine melting that thing.. $1k!

Imagine if one looses it..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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Dr.Mark
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Postby Dr.Mark » Sat Apr 05, 2014 4:23 pm

nismoZtuner wrote:woo just imagine melting that thing.. $1k!

Imagine if one looses it..


If the average client has 30$ millions invested...what kind of difference could $1k possibly make?!? Ahahah Oh man, I wish I was that rich!
[font=Times New Roman]American Express PRG[/font] [color=green][NPSL][/color]

[font=Times New Roman]British Airways American Express[/font] [color=green][9000£][/color]

[font=Times New Roman]American Express Platinum Cashback Everyday[/font] [color=green][6000£][/color]

[font=Times New Roman]Barclaycard Platinum[/font] [color=green][16600£][/color]

[font=Times New Roman]Virgin Balance Transfer[/font] [color=green][9600£][/color]



TCL - [color=red]41200£[/color]

MrMosby
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Postby MrMosby » Sat Apr 05, 2014 8:01 pm

eh, the site review isn't accurate. The requirement is to have a Chase Private Client or JPMorgan Private bank relationship.

Chase Private client requirements are a minimum of $100K investable assets with Chase with a guarantee to raise them to $250K or more within the first year, and maintaining $250K or more of assets over time.

JPMorgan Private Bank requires a minimum of $1MM investable assets.

Both will get you the card, pretty easy requirements when you think about it.

Also the car alloy is really very little palladium in it.... honestly do you think they'd give you a card worth $1K for a $500 annual fee? What pays for the perks at that point, it would be a money loser. Granted at $250K investible assets they'd still be making money off of you, I have never once seen JPM Chase have a product line that lost them money.
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thom02099
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Postby thom02099 » Sat Apr 05, 2014 8:02 pm

I'm perfectly happy with my "poor man's version" of the Palladium...the J P Morgan Select Signature Visa. Does a lot of what Big Brother does, but at a fraction of the cost.
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