Walked in for a Chase Savings account ended up with a new addition!!

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Z06Biker
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Postby Z06Biker » Thu Mar 20, 2014 6:19 pm

linuxmachine wrote:unless it's a cap1. last active charge was 5 years ago and i just got new card in the mail... :P


OHKAY??? *snap snap*
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard


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nismoZtuner
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Postby nismoZtuner » Thu Mar 20, 2014 6:51 pm

Already added a so call Authorized User- **who wont even get to see the card..**

but yay addition 5k Points! wooooottt
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

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JMR
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Postby JMR » Sat Mar 22, 2014 12:07 am

nismoZtuner wrote:For about a week I have been debating on opening a savings account with Chase or Wells Fargo. Well I ended up going to Chase- I walked in and went to the personal bankers area and was helped out. The banker guy asked me if I had an account with them. I told him I had a Marriott CC from them. He asked me to show him the card and my ID so I did. He asked what I thought about my Marriott card- he also said he hadn't seen one in person yet which was kind of cool. (He wants one). Later he's like what other cards do you have? I'm like PRG, BCE, and discover. . Hes like wow! At your age with those cards its amazing. .

Anyways I asked him if the CSP was really going to get an annual increase and he just told me that Chase was going to make a few changes to it. While he was creating my savings account he's like "just so you know you are pre approved for both the basic and preferred as well as the freedom card"- I was like really.. since I got my Marriott card last year(August I think) I have been eyeing the CSP.. that's when I decided to go for it.. well I was approved, wasn't that exited... then he's like your limit is $5800 I'm like sweet my highest now. . Haha the limit got me excited instead!


Congrats on the CSP! It's nice that you're grandfathered in with the AF. You have a pretty set lineup of cards for only being 21! In what order did you get your cards and how long did you wait? Do you have any other types of credit (loans etc).
Citi AAdvantage Platinum Select- $5000 (3/15)
American Express Gold- NPSL (3/15)
Chase Freedom- $1200 (3/15)
Nordstrom- $1500 (9/14)
Discover IT- $1000 (2/14)

TCL: $8700

FICO (TU)- 716 (3/15)

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nismoZtuner
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Postby nismoZtuner » Sat Mar 22, 2014 7:33 pm

JMR wrote:Congrats on the CSP! It's nice that you're grandfathered in with the AF. You have a pretty set lineup of cards for only being 21! In what order did you get your cards and how long did you wait? Do you have any other types of credit (loans etc).


--Card History--
-Age 20-
8/2012 Bank of America Cash Rewards CL
5/27/2013 American Express Blue Cash Everyday
5/30/2013 Discover IT
6/24/2013 American Express Premier Rewards Gold
-Age 21-
8/14/2013 Marriott Rewards Premier
3/19/2014 Chase Sapphire Preferred

thats the order- btw i was denied for a sears card back when i was starting..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

CC Deville
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Postby CC Deville » Sun Mar 23, 2014 10:40 am

nismoZtuner wrote:For about a week I have been debating on opening a savings account with Chase or Wells Fargo. Well I ended up going to Chase- I walked in and went to the personal bankers area and was helped out. The banker guy asked me if I had an account with them. I told him I had a Marriott CC from them. He asked me to show him the card and my ID so I did. He asked what I thought about my Marriott card- he also said he hadn't seen one in person yet which was kind of cool. (He wants one). Later he's like what other cards do you have? I'm like PRG, BCE, and discover. . Hes like wow! At your age with those cards its amazing. .


Like, oh my God, like you must live like, in the Valley or something. Like, you totally need to like, tell Tiffany and Heather. Sorry, couldn't resist. Of course, at 21 you probably have no idea what I am talking about anyway...

Congrats on the new edition and you made the right choice steering clear of Hells Fargo.

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JMR
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Postby JMR » Sun Mar 23, 2014 11:41 am

Why did you decide to go with a savings account from Chase?
Citi AAdvantage Platinum Select- $5000 (3/15)
American Express Gold- NPSL (3/15)
Chase Freedom- $1200 (3/15)
Nordstrom- $1500 (9/14)
Discover IT- $1000 (2/14)

TCL: $8700

FICO (TU)- 716 (3/15)

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nismoZtuner
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Postby nismoZtuner » Sun Mar 23, 2014 11:58 am

JMR wrote:Why did you decide to go with a savings account from Chase?


I just wanted a savings account for the fun of it. . I had a BOA savings account years back but was closed due to inactivity. .
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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nismoZtuner
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Postby nismoZtuner » Sun Mar 23, 2014 12:27 pm

CC Deville wrote:Like, oh my God, like you must live like, in the Valley or something. Like, you totally need to like, tell Tiffany and Heather. Sorry, couldn't resist. Of course, at 21 you probably have no idea what I am talking about anyway...

Congrats on the new edition and you made the right choice steering clear of Hells Fargo.


You're right I have no idea. But some how it sounds like those Beverly hills girls. .

What's so bad about Wells khmkhn Hells Fargo?
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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Snowman
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Postby Snowman » Sun Mar 23, 2014 3:18 pm

Don't do business with them Nismo, I have a lot of friends who have done business with them and all I've heard is complaints. Nothing positive.

Edit**-Congrats on the CSP!
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

linuxmachine
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Postby linuxmachine » Sun Mar 23, 2014 5:26 pm

I'm not a fan of WF either. Poor customer service and they try to get customers to fall into the occasional bait and switch



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