- Centurion Member
- Posts: 639
- Joined: Sat Aug 24, 2013 8:45 pm
- Location: Grand Forks, ND
I know at some point I am going to apply for the Arrival although I'm not sure whether I will apply for the one with the AF or the no fee one. I need a travel card and the Arrival meets my needs better than most because I plan on going on "mini" road trips out of town every other weekend which are far enough to require one or two night hotel stays. I don't really fly enough to justify getting an airline card (and truth be told, I hate flying and usually fly when my company buys the ticket or if I have to go to Florida for a family emergency. If you've ever flown out of/into Casper WY, you'd know why; small jets + perpetual strong gusts = turbulence every flight).
I know if I applied today, I would almost surely be accepted. My concern is that I want to make sure I get the World MC- I don't want to have another plat mc. I have opened four accounts this year and have around 2 hard pulls on each of the three in the past four months. So my plan is to wait three months so my new credit and hard pulls age a bit and then I will surely get a World MC.
On the other hand, part me me wants to pull the trigger because its not likely that Barclays would give me another card less than my other Barclaycard- Sallie Mae at $5780 CL). I know Barclays is sometimes inconsistent about how they give World status- sometimes giving World MC's under $5000 and sometimes not giving World status even with a CL over $5000. Plus it seems likely that eventually they will nerf the initial spending bonus and it would suck if I couldn't get the $440 (or $220 if I decide to get the no AF version).
So should I pull the trigger now or wait a few months? I know no one could predict what Barclay would do, but what would you do if you were me? Also my utilization is around 8% now, but should be around 2-3$ tops in a few months.
In my Wallet:
Sometimes in my Wallet:
- Amex PRG NPSL[3-14, bd 91]
- Sallie Mae MC $8000[1-14]
- Chase Freedom $4700[1-14]
- Discover It $2750[8-13]
- BoA UCF Alumni Cash Rewards $5000 [3-15]
- GM BuyPower WEMC $5000[9-14]
- Wells Fargo Propel 365 Amex $7000[4-14]
- Barclaycard Arrival WEMC $7000[3-14]
- BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450