Marriott & Hyatt

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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MB131174
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Marriott & Hyatt

Postby MB131174 » Sun Mar 09, 2014 3:30 pm

So I've had the Hyatt Visa for a year now and opted to keep it for a few reasons: It's my highest limit card ($15,000) and the free night easily negates the $75 annual fee. Plus I like the Hyatt chain of hotels, despite the small foot print. I just applied for, and was approved for the Marriott Rewards Premier Visa and was given a limit of $5,000. I figure for the free first year plus free 50,000 points made it worth it. Even with the $85 annual fee I feel it's a keeper for the free room each year. So now I'm stuck debating on which card should get most of my spend after I meet the $1,000 in 3 months. I'm thinking Marriott since I'm going to be traveling approximately every 6 weeks and can almost guarantee I'll be in a Marriott more often than a Hyatt. Would you guys agree I should put most of my spend on the Marriott card?
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Rory
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Postby Rory » Sun Mar 09, 2014 4:14 pm

yes i agree with what you agree with yourself with. You know you
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend ;)
Its not about the ending, its about the journey,
just as long as the ending is just as good :cool:

MB131174
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Postby MB131174 » Sun Mar 09, 2014 4:55 pm

Kinda sucks b/c I actually like Hyatt hotels over Marriott. I wish Marriott had a cash & points redemption like Hyatt.
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benhollberg
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Postby benhollberg » Sun Mar 09, 2014 7:18 pm

I believe Marriott does have a cash + points redemption option. I agree with you all, spend on the Marriott for awards and it also has good categories for double points.
American Express Platinum Card
American Express TrueEarnings Card from Costco
Marriott Rewards Premier Visa Signature Card
Chase Sapphire Preferred World MasterCard
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MB131174
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Postby MB131174 » Mon Mar 10, 2014 4:41 pm

I should've clarified about cash & points. Hyatt allows you to do cash & points on a single night stay of 2,500 points + $50 cash for a level 1, or 4,000 points and $55 cash for a level 2, etc. Marriott requires two nights or more to do cash & points. I love the idea of being able to do a hotel for $50 plus 2,500 points the night before I fly out of IAD. Hyatt and Marriott both have the same bonus categories so that is null. Also, for a low level hotel (say, around an airport which I use frequently) is less points on Hyatt vs Marriott. 5,000 Hyatt vs 7,500 Marriott. As you can see, earning a free night is faster on Hyatt than Marriott. If Hyatt had the same foot print as Marriott I wouldn't have even given Marriott a consideration. I've stayed with both brands and overall I think Hyatt is nicer than Marriott. But, gotta do what I gotta do since I have to travel and Hyatt won't be in as many spots as Marriott. Blah.
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MB131174
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Postby MB131174 » Wed Mar 19, 2014 7:07 pm

Long story short - after weighing my options, I've decided to keep my spend on the Hyatt card after I get the Marriott promo. Why? Well, to get a room where I'd stay would only take 5,000 points with Hyatt vs 7,500 with Marriott. (Or 2,500 points and $50 cash at Hyatt, not an option at Marriott.) Based on just credit card spend, a Hyatt room is faster obtained. Not a deciding factor, but, also the Marriott card already is über scratched. I've had it for two days and have used it maybe 3 or 4 times. Today I had to almost force it into the gas pump due to how thick it is. The card already looks awful. My 13 month old Hyatt card actually is in better shape than my 2 day old Marriott card. Go figure.
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linuxmachine
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Postby linuxmachine » Wed Mar 19, 2014 8:15 pm

I was gonna say... hyatt points are worth more. Use the marriott card on marriott stays, and the hyatt for the rest. surprised you worn down the marriott card so fast though...



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