linuxmachine wrote:You're chances are unlikely given your credit score and history. However, you are free to try and call the reconsider line if you get denied. The only thing going for you at this point is your 170K income (including bonus), but your credit background has more weight in this decision. I'd pay out the Chase balance in full and build up your score back up to 700 before giving it a shot.
You said you wanted the CSP for travel benefits. Which benefits were you primarily interested in?
Yeah, paying off the Freedom down to $0 has been priority #1 for me. It's currently at $1025 right now and I plan on making a $500 payment by the 22nd of this month. I want to have this paid off by the end of April.
The benefits that attract me to the CSP:
1) 1:1 points for practically any travel airlines miles program.
2) 2x points on travel and dining are also very attractive mixed in with the no international transaction fees.
3) 20% off travel from Chase Ultimate Reward is another reason.
4) The biggest thing would probably be the 7% annual points dividend.
Needless to say, I do love that the card is made of metal and has a chip with signature