Citi Dividend Platinum Select Visa - Good or Bad?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Postby GoCreditGo! » Thu Feb 20, 2014 1:00 pm

I'll pay for entire year's membership using it this quarter. HAHA!

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Postby Nucstorm » Thu Feb 20, 2014 1:13 pm

otter wrote:The categories, of course, depend on your spend, but the It and Freedom cards do seem to be more appealing to most people. This quarter is Macy's, Drug Stores, and Fitness Clubs... compare that with Discover (restaurants) and Chase Freedom (gas, movies)- and unless you shop at Macy's a lot, this quarter isn't very appealing.

Do they consider CVS a drug store? If so, this would be a really easy Quarter for that card!

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Postby luvbullmarkets » Wed Feb 26, 2014 5:16 pm

Nucstorm wrote:Do they consider CVS a drug store? If so, this would be a really easy Quarter for that card!

Yes they consider CVS as a drugstore. Along with Walgreen's, Rite-Aid, Longs Drugs, etc.
Amex PRG, Amex EveryDay, Amex BCE, Barclaycard Arrival, Cap One Venture One, CSP, Chase Freedom, Discover it, Macy's Star Card, Wells Fargo Propel 365 Amex, Wells Fargo Visa Sig

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Postby bisbicos » Thu Feb 27, 2014 12:47 am

FutureBillionaire wrote:I would max this card out on Drugstore purchases and the sock drawer it for the rest of the year. Meh. It's not worth the hard pull right now.

That's what I do. Last year I maxed the card our in the first quarter
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

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Postby RewardHop » Thu Feb 27, 2014 10:39 pm

bisbicos wrote:That's what I do. Last year I maxed the card our in the first quarter

I remember when Freedom had 5% on Drug stores last year, I bought enough Paypal cards at Rite Aid to max it out in a week. The cards redeem as cash into your Paypal account and the cost was $5 for each $500 purchased. Side note, this did trigger Chase fraud prevention calls but they weren't a hassle.

I converted my Dividend card into the Forward last year since that's more useful to me.
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters,
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]

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