Hi there! I've had a Capital One secured card for just over a year now. Several months in, they gave me a $100 unsecured line, without my asking. Now I'd like to have that amount increased, but am unsure how to go about doing so, and how much to request.
My credit history isn't great, hence the unsecured card. Basically had no credit, then life happened and acquired some collections on my history. In the year I've had this card, I haven't fully loaded it, and have paid my balance in full every month (have $600 secured, if that matters).
How much might I be safely approved for? I was thinking an additional $300? And for that, do you just email them or send the request in writing?
Thanks for any help!