Capital One Quicksilver CLI?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Capital One Quicksilver CLI?

Postby kenzx » Wed Feb 12, 2014 3:30 pm


I recently got a Cap1 Quicksilver (Visa) credit card back in December 2013 for general purchases due to the nice and simple 1.5% cashback and no foreign transaction fee.

Upon applying for the card, I was initially denied due to too many inquires (I only had 2). I then contacted the EO for a recon and was approved with a starting CL of $3000.

Since then, I've been putting over $4000/m of spend on this card, paying it throughout the month multiple times and always in full before the statement even cuts.

This is becoming fairly annoying to me having to deal with such a low CL, my question is, are my chances good at getting at least a $2000 CLI for a total of $5000 within 6 months, or am I just wasting my effort on a card that will never grow?

Some info about my credit:

All bureaus report 788+, 8 years AAoA, no derogs, no late payments, always PIF, 7-9% util.

Current cards:

Amex BCP 6k
Chase CSP 10k
Discover IT 3.5k
Cap1 QS 3k


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Location: TPC Stonebrae

Postby luvbullmarkets » Wed Feb 12, 2014 6:50 pm

Cap One almost never does auto CLI. A cardholder will have to call and request a CLI. Be warned this request will almost certainly result in a hard credit pull.
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

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Location: Arizona

Postby Kripler68 » Wed Feb 12, 2014 9:01 pm

Bingo, Yahtzee!!
My suggestion is put that spending through a better Card Company

My cards

Amex Delta Gold 6,000
Amex BCE 12,000
OCCU Duck 20,000
NFCU 17,500
Chase 17,500
Citi Thank You Preferred 10,000
Citi Simplicity 15,000
Discover It 6,000
Nfcu LOC 15,000
Sears 10,000
Shell 10,000
Bank Of America 15,000

Exp Fico 788 2-1-14
Eqx Fico 791 1-30-14
TU Fico 779 1-28-14

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