GoCreditGo! wrote:Thinking about getting for the quarterly bonus. Wondering about the minimum monthly spend the card requires and I can't find it in the fine print.
Get a BoA credit card and enjoy this level of service:
Chris: Hello! To assist you with your personal credit card, may I please have your first and last name along with the last four digits of your account?
Chris: Good afternoon, (otter)!
Chris: How may I help you today with your personal credit card?
Chris: Thank you for that information.
You: today is the closing date of my credit card
You: after today i will have more than $25 in rewards
Chris: Do you need to make a payment?
You: once i submit the reward to be put into my checking account, how long before it posts to the checking acct?
You: i have a zero balance ... why would i need to make a payment?
Chris: Thank you for giving me the exact details.
Chris: In order to avoid late fees and interest charges, you have to pay on or before the due date.
Chris: Yes, if you transfer your credits from your checking it will go through today but the posting date will be in 1-2 business days.
You: okay, because after i get my cash rewards posted to my checking acct, i will be closing the secured credit card. how long after i close the secured credit card before i get my deposit back?
Chris: We can close the account right away for you.
You: l don't want to close it now, because i have $25 in rewards that would be forfeited
Chris: Would you be interested in adding overdraft protection to your checking account? You can use your credit card for overdraft protection.
You: i do want you to answer the question I asked...
Chris: We appreciate you monitoring the account.
You: oh my god...
Chris: You will receive the credit in 7-10 business days.
You: okay. thanks. have a nice day in whatever third world country you live in... india/bangladesh/pakistan/other