MemberSince99 wrote:HA this is funny!!!! When you asked why would you make a payment with a zero balance I would have said maybe because you are one of those MyFICO guys who wants to use that to artificially boost his limit. That's hilarious.
By the way are you ottergo4 on FICO now? I saw a post with that name.
If you have a huge stash of cash you can give yourself huge credit limits with commenity cards. Lotsa cash + shopping cart tricks = 20 cards with five digit spend limits all with no hard pulls.
I think having a negative balance on a BoA credit card probably causes you to be charged some sort of fee anyway. BoA charges a fee for everything else...
Honestly... not ottergo4, but you know 09 thinks he/she is. She's watching him like a hawk and the moment something is said which is heresy to the garden cult, ottergo4 is out of there faster than sh!t through a goose!
In my Wallet:
Sometimes in my Wallet:
- Amex PRG NPSL[3-14, bd 91]
- Sallie Mae MC $8000[1-14]
- Chase Freedom $4700[1-14]
- Discover It $2750[8-13]
- BoA UCF Alumni Cash Rewards $5000 [3-15]
- GM BuyPower WEMC $5000[9-14]
- Wells Fargo Propel 365 Amex $7000[4-14]
- Barclaycard Arrival WEMC $7000[3-14]
- BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450