- Centurion Member
- Posts: 467
- Joined: Sat Apr 13, 2013 7:49 pm
- Location: Colorado, USA
Hold on to that pre-approval until after you get your car loan! You might want it at a later time; you're likely to get others from CITI.
The Diamond Preferred is a flashy looking card, but little flash to back it up. It's definitely not in the running as a rewards card, but that doesn't mean there aren't good benefits from the card. There are various travel benefits (concierge service, trip interruption/cancellation benefits, rental card benefits, that sort of thing), and the card comes with Chip and Signature EMV chip. There is, however, a 3% FTF. Pity, that. If it had no FTF, plus having the no AF, that would improve the attractiveness of this card beyond the superficial. And of course, there's the BT benefits that come with the card, what really makes this card what it is.
If the BT bennies appeal to you for somewhere down your credit journey road, then it's a good card to have.
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016