- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
I know it's just me, but I don't quite understand the "phobia" regarding AFs. Especially for travel cards. I guess if you don't travel I could see avoiding them, but anyone who has ever experienced flight cancellations, delays, baggage delayed or misrouted, etc. don't realize the value of the coverages that these cards offer. My highest fee, $95, is an insane bargain compared to the costs I would incur if I ever have my flight, the last of the day, cancelled out from under me. I go out of my way to avoid sleeping in airports. Not that I would be able to sleep. And the REALLY nice thing about the particular card I am referring to allows me to check a bag fee free. For a close horse like me that tends to over pack, this is a godsend.
Conversely, when I called Capital One to cancel their embarrassment to plastic, I actually laughed when they told me on inquiry what the annual fee of $39 was for and they sputtered along while answering. I think the woman I was talking to knew that the fee was bogus since the card basically offered me nothing. That fee was joke that would never be funny to anyone.
Cards and Credit lines Acquired:
Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).