STOKED!!

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
5 posts
DeeJay8385
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Joined: Fri Sep 13, 2013 3:51 am
Location: Las Vegas

STOKED!!

Postby DeeJay8385 » Mon Jan 27, 2014 2:47 pm

I recently accepted a CC invitation from Barclaycard for their rewards mastercard and I was approved for $2,000. After my approval, something told me to apply for the arrival card. So, I did and got the message stating that my information will be reviewed and a decision will be made in 7 to 10 days. So, I decided to give the RECON # a try and Blake reverified my income and asked me why did I apply for the rewards and I told him and I said that I wanted to apply as well for the Arrival since it offers better rewards & points then rewards mastercard. Blake said since he see my good credit history and most of my CC were open within the last 6 months (Cap 1 is my oldest card at 3 yrs), he was able to approve me for the arrival card with a $500 CL. I was a little disappointed until he said "Since you recently was approved for the rewards card a few days, what I can do (with your permission, ofcourse) is close the rewards out and transfer the CL of the rewards card to the Arrival and your new CL will be $2,500. I was happy. I felt that he went above and beyond for me and that's great customer service. Though, I took two pulls to my CR, at the end it was worth it.

Now, I have to wait for the letter stating that my rewards card is closed and a "welcome kit" for the arrival with my new CL of $2,500. Great job Barclay :D
FICO scores (myfico.com):
11/04/14 EQ 746, EX 712, TU 746
02/20/14 EQ 657,EX 649, TU 689


Current Cards:
Discover IT - 3/2013 $1,200; CLI 9/24/13 $1,500; CLI 12/26/13 $1,900;3/26/14 $4,400
Citibank TYP - 9/2013 $1,000 CLI: 4/29/14 $2,100; CLI 10/29/14 $3,400
AMEX BCE - 9/2013 $1,000;CLI 5/19/2014 $2,200;CLI 11/19/14 $6,600
BestBuy Store Card - 10/2013 -$1,000
Barclaycard Arrival MC - 1/2014 $2,500, Auto CLI 8/12/14 $6,500
Bank of America Cash Rewards - 10/21/2014 $5,000
Barclaycard Carnival World MC- 4/4/15 $3000

Closed Cards
Capital One Secure MC - $651 6/2011-10/29/14


MemberSince99
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Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Mon Jan 27, 2014 3:11 pm

Congratulations. I would just like to caution you that since you were approved on RECON it's a good idea to not app for anything new for a while, ideally 6 months. With Barclay's if you were marginal to get approved they watch you like the NSA, and MAY (or may not) take action against you if they see you getting a bunch of new inquiries and cards. Again they may not, but if you care, it would be wise to lay low for a while.


Welcome to the garden!

DeeJay8385
Gold Member
Gold Member
 
Posts: 44
Joined: Fri Sep 13, 2013 3:51 am
Location: Las Vegas

Postby DeeJay8385 » Mon Jan 27, 2014 3:20 pm

Thanks, I won't apply for anything else for quite awhile.
FICO scores (myfico.com):
11/04/14 EQ 746, EX 712, TU 746
02/20/14 EQ 657,EX 649, TU 689


Current Cards:
Discover IT - 3/2013 $1,200; CLI 9/24/13 $1,500; CLI 12/26/13 $1,900;3/26/14 $4,400
Citibank TYP - 9/2013 $1,000 CLI: 4/29/14 $2,100; CLI 10/29/14 $3,400
AMEX BCE - 9/2013 $1,000;CLI 5/19/2014 $2,200;CLI 11/19/14 $6,600
BestBuy Store Card - 10/2013 -$1,000
Barclaycard Arrival MC - 1/2014 $2,500, Auto CLI 8/12/14 $6,500
Bank of America Cash Rewards - 10/21/2014 $5,000
Barclaycard Carnival World MC- 4/4/15 $3000

Closed Cards
Capital One Secure MC - $651 6/2011-10/29/14

Nucstorm
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Posts: 19
Joined: Thu Dec 19, 2013 2:23 pm
Location: Maryland

Postby Nucstorm » Wed Jan 29, 2014 8:33 am

Congrats on the new card! Treat it well :)

Lopez
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Posts: 4
Joined: Wed Jan 29, 2014 12:39 pm
Location: Houston, TX

Postby Lopez » Wed Jan 29, 2014 2:13 pm

Congrats on your Barclay card! I haven't heard of it (I'm from Houston, TX) and maybe I've been living under a rock. LOL.



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