- Centurion Member
- Posts: 639
- Joined: Sat Aug 24, 2013 8:45 pm
- Location: Grand Forks, ND
Well, I was going to keep the Wells Fargo Secured Card, but I read a recent thread on FICO where people were discussing their WF Secured Cards which had yet to graduate after 3 or 4 years. This presented a problem. I don't like Wells Fargo as a bank, but it is convenient for me since I make my deposits from work there anyway and like having a bank local (and truth-be-told the people at the branch are really nice which is a plus). So in order to avoid a charge to my checking account, I either have to have a larger amount of money there than I want to(since I get interest from my primary bank, Charles Schwab), have a large enough direct deposit(most of my money goes into Schwab or Bank of America who I also have an account with), do 10 debit card transactions(which I never do of course), or do 3 credit card transactions. So keeping a credit card open at WF kinda makes sense for me (although I know I could simplify things by closing the WF and BoA accounts).
So I applied for a Wells Fargo Cash Rewards account. Not instant- but after verification (does anyone get instant approvals anymore?) I was approved for $4200!
So now I have three cards (at least until March) which have 5% gas, So unsure who gets the swipes- WF, Freedom, or Sallie Mae. Obviously, I want to use the Sallie Mae at least once for gas(to get the $25 first use bonus) and I want to charge $500 on Chase to get the $100. But I only have six months to get the 5% on gas and groceries from WF. Any suggestions? I guess it's a nice problem to have deciding which 5% card to use. I guess I'll be buying a lot of gas over the next couple of months...
In my Wallet:
Sometimes in my Wallet:
- Amex PRG NPSL[3-14, bd 91]
- Sallie Mae MC $8000[1-14]
- Chase Freedom $4700[1-14]
- Discover It $2750[8-13]
- BoA UCF Alumni Cash Rewards $5000 [3-15]
- GM BuyPower WEMC $5000[9-14]
- Wells Fargo Propel 365 Amex $7000[4-14]
- Barclaycard Arrival WEMC $7000[3-14]
- BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450