- Centurion Member
- Posts: 1069
- Joined: Thu Aug 04, 2011 7:07 pm
- Location: Phoenix
I do not have the card myself. At one time it was one of the few readily available cards in the US with a standard EMV chip. I don't care for the fact that the annual fee is not waived for the first year like most other cards of that nature.
Do you fly BA often? If so, it would be worth a closer look for any benefits it may offer. From Chase's website it looks like you can earn the equivalent to a companion ticket, no FTF and 50,000 bonus miles after spending $2K in the first 3 months. Not bad if you fly BA a lot. I see you already opened the Delta so I am not sure how having two airline cards will benefit you. I usually find that to get the most out of a reward card it should be the main card you use.
As for me, I prefer cash back. But I will be looking into a United Mileage Explorer card for the bonus miles before my next trip. The free checked back is also a bonus.
So I can't really offer you any first hand experience...but since BA is so niche (unless you fly it ALOT) I do not see much value in it. As an American that stays mostly within the US and Canada, I find United, AA, Delta and Southwest cards the most useful. If you are signing up just for the bonus miles, well you are in good company as that is what a lot of people do. Let us know what you decide to do.