Need some feedback on a card

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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AMEXPlatino86
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Need some feedback on a card

Postby AMEXPlatino86 » Wed Jan 15, 2014 8:34 pm

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It's been a while since any type of card has interested me. Now I'm starting to looking at a card I want to get in the next couple of months. I was wondering if anybody had any feedback on the British Airways Visa Signature. Was it hard to get? Do you find it useful for flying and in everyday use? Let me know.
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CC Deville
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Postby CC Deville » Thu Jan 16, 2014 7:18 pm

I do not have the card myself. At one time it was one of the few readily available cards in the US with a standard EMV chip. I don't care for the fact that the annual fee is not waived for the first year like most other cards of that nature.

Do you fly BA often? If so, it would be worth a closer look for any benefits it may offer. From Chase's website it looks like you can earn the equivalent to a companion ticket, no FTF and 50,000 bonus miles after spending $2K in the first 3 months. Not bad if you fly BA a lot. I see you already opened the Delta so I am not sure how having two airline cards will benefit you. I usually find that to get the most out of a reward card it should be the main card you use.

As for me, I prefer cash back. But I will be looking into a United Mileage Explorer card for the bonus miles before my next trip. The free checked back is also a bonus.

So I can't really offer you any first hand experience...but since BA is so niche (unless you fly it ALOT) I do not see much value in it. As an American that stays mostly within the US and Canada, I find United, AA, Delta and Southwest cards the most useful. If you are signing up just for the bonus miles, well you are in good company as that is what a lot of people do. Let us know what you decide to do.

AMEXPlatino86
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Postby AMEXPlatino86 » Fri Jan 17, 2014 9:55 am

Thanks for the response CC. I'm one of those people that don't care too much about whether a card has an annual fee or not. Just if a card works for me or not. I don't fly often but trying to get into traveling more often (especially to the UK hence the need for the card) so I do need a travel card. I got a Delta Gold to help since I really enjoy flying with Delta rather than any other airline. Not sure if I want to keep it though. Will let you know what my decision is.
Wells Fargo Platinum 2.100 (5/2011-cld 7/12/14)
AmEx Platinum (6/12)
Barclays Apple (6/12)
AMEX Gold Delta (5/13)
Marriott Rewards (7/14)

My credit score :cool:
EQ: unknown
EX: 762
TU: 752

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djrez4
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Postby djrez4 » Fri Jan 17, 2014 10:55 am

Don't forget that you can use Avios on American for short haul domestic flight. Redemptions start at 4500 one way.
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MB131174
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Postby MB131174 » Sat Jan 18, 2014 1:33 pm

In the US, using Avios on AA (as djrez4 mentioned) is your best option. European carriers add a fuel surcharge fee onto award tickets that can cost hundreds of dollars. So using the BA Visa for BA flight redemptions is a joke.
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