- Centurion Member
- Posts: 1075
- Joined: Thu Aug 04, 2011 7:07 pm
- Location: Phoenix
They did the same thing to me with my No Hassle Rewards (points). They tried for about a year (emails and mailed letters) to try to get me to switch to either Venture or Venture One but I wasn't interested. Well, they have been phasing out No Hassle altogether so eventually if you do not bite they are going to just automatically change your account. They automatically changed me to Venture One since it didn't have the annual fee. So if you do not have an annual fee now they cannot change you to a card that does charge one without your consent. There was no downside (other than the UGLY card design) of the "upgrade." In fact, Capital One honoured the 10,000 mile bonus sign up that new cardholders get for me even though my account is 16 years old.
That said, why wouldn't you want to earn 50% more cash back? The only downside I see to Quicksilver (besides the tacky name) is that the card is flat with unembossed account number/name. That bothers me but for most normal people they could care less.