trainypooh wrote:Sorry for my ignorance, [color="red"]but what does PC mean[/color]?
PC=Product Change. Card companies allow the movement from one card to another within their family of cards, without having to re-apply, and will also allow the movement of credit limits on cards from one to another. One can move, for example, from a Citi Thank you card to a Diamond Preferred card, or vice versa, and move any credit limit on either card to the other. Or one can combine several cards into one, and move all the CL to that one card. Each card company has their own rules for this, and with everything creditwise, YMMV as to what you can accomplish.