- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
Regardless what you think of Tlocity, the offending party here is Barclays; they handle all the credit card business so it's pretty much turnkey for Tlocity.
Barclays is a huge international bank. So is HSBC. In my experience, both seem to be lacking in customer service department. They seem more prone to offshoring cust service to India, Malaysia, etc. because they have customers around the world, so why should it matter? (It matters to me and obviously you, though).
BTW, I've got a Farm Bureau m. card that is offered/managed by Barclays. I never use it because the cashback is awful. However, it is offering an APR of 6.8%, which is astounding these days. But I bet if I used it and didn't pay it off right away that rate would be going up.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.