High limit with NFCU credit card

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Kripler68
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High limit with NFCU credit card

Postby Kripler68 » Wed Dec 04, 2013 4:49 pm

Well, my nephew is in the Navy and suggested I get an account with NFCU
So Friday I signed up with them and signed up for the Platinum card

Today, I get a welcome e-mail and an approval letter for 17,500 credit limit at 7.99.
I have heard they give out high limits and they did not disappoint


sj632
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Postby sj632 » Wed Dec 04, 2013 5:59 pm

cool. congrats.

what kind of rewards come with the card?

Kripler68
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Postby Kripler68 » Wed Dec 04, 2013 7:05 pm

It is not a rewards card,it is a low interest card. I always pay in full, but wanted a card I could carry a balance on for a large purchase.
I have CSP, Amex BCE,Delta Gold for my rewards.

daniel2304
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Postby daniel2304 » Wed Dec 04, 2013 10:01 pm

But you have to serve in military to be qualified, is it correct?
All my posts are my opinions. All my posts mentioned "you" are merely for discussion-purpose only. No advice is given in any post at any time. It is also impossible for me to put effort to verify every statement that anyone has given.

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otter
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Postby otter » Wed Dec 04, 2013 10:25 pm

daniel2304 wrote:But you have to serve in military to be qualified, is it correct?


Not really... If you have (or have had) any family members who have served in the military, there's a good chance you probably qualify.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

Kripler68
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Postby Kripler68 » Thu Dec 05, 2013 8:48 am

@ Daniel, My nephew sponsored me. Any member in you're family tree that served can get you an account.
Even adopted members and step children.

takeshi
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Postby takeshi » Thu Dec 05, 2013 9:05 am

daniel2304 wrote:But you have to serve in military to be qualified, is it correct?

Qualification details are on their site.
https://www.navyfederal.org/about/eligibility-checklist.php

rockyrock
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Postby rockyrock » Thu Dec 05, 2013 10:04 pm

That card is in my arsenal but my APR is higher--I was pretty disappointed when it came in with a high limit ($25k) and a mid-level APR of 12.99%. I would have been much happier with half that limit and 7.99%...
American Express (2005): Green & Blue Cash Everyday
Chase: Freedom & UA Club USAA: Signature Visa & American Express
Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
Navy FCU Platinum Visa Citi Double Cash & AT&T Access MC

Kripler68
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Postby Kripler68 » Thu Dec 05, 2013 11:14 pm

@ rockyrock, agreed.

OperaGhost
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Postby OperaGhost » Tue Dec 10, 2013 8:36 am

Kripler68 wrote:@ Daniel, My nephew sponsored me. Any member in you're family tree that served can get you an account.
Even adopted members and step children.


If they are not retired military, the sponsor must still be on active duty to join. Otherwise, you need to be sponsored by a current member / family member.

Just because you at one time served and then left does not make you eligible to join unless you retired.



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