I left the country for 9 years and my credit took a huge hit. I was in the high 500s, so I'm rebuilding.
Heh! Well TD is not a sub prime bank so I am not sure that you would be approved. You may want to check out the basic Barclaycard or a Capital One card. You may be able to get a Quicksilver One with an annual fee if you are hellbent on getting a cashback card.
So...when you left the US did you like forget to pay your bills or being missing in action for 9 years caused you to have start over? And are you even eligible for the card residing in Washington? I always thought TD was for people in ME, MA, NH, NJ, NY, PA, CT etc. East Coast....